Schenectady County and Schenectady City property record for 214 Union St, Schenectady, NY 12305
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,610 sqft · built 1838 |
| Lot Size | 0.122 acres (5,336 sqft) |
| Owner | Individual Name on File |
| Last Sale | $223,000 (Jan 2018) |
| Tax Bill | $9,307 (2026) |
| Deeds & Mortgages | Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.63-4-6 |
| Primary APN | 421500 39.63-4-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,610 sqft Living Area |
| 1st Floor Area | 1,290 sqft |
| 2nd Floor Area | 1,320 sqft |
| Year Built | Built 1838 |
|---|---|
| Effective Year Built | Effective 1838 |
| Architectural Style | Other |
| Exterior Material | Brick |
| Lot Area | 5,336 sqft (0.122 acres) |
| Lot Dimensions | 184 ft deep x 29 ft wide |
| Garage Type | Detached |
| Garage Area | 975 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 179 sqft |
| Patio Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 214 UNION ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12305-1406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 BRICK |
| Legal Block | 4 |
| Legal Lot Number | 6.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 33500 |
214 Union St is owned and occupied by an individual who bought it in January 2018.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 214 UNION ST, SCHENECTADY, NY 12305-1406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 9, 2018 · Amount on File |
| Deed Sale | Jan 9, 2018 · Amount on File |
| Prior Sale | Jun 15, 2015 · Amount on File |
| Deed Document Number | 20181328 |
| Deed Book / Page | 1979 / 269 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 9, 2018 |
| Property Address | 214 UNION ST, SCHENECTADY, NY 12305-1406 |
| Document Number | 0000001328 |
| Book / Page | 1979 / 269 |
| Instrument Date | Jan 2, 2018 |
| Instrument | 201801328 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | AMERICAN LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $892.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 214 UNION ST, 214, SCHENECTADY, NY 12305-1406 |
| Name | Verified Name |
|---|---|
| Address | 2204 HARMONY MILL LOFTS, COHOES, NY 12047-1455 |
| Document Number | 0000001330 |
|---|---|
| Date | Jan 9, 2018 |
| Book Page | 4812/545 |
| Instrument | 201801330 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2033 |
The 2026 property tax bill for 214 Union St was $9,307, up 1.6% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,307.00 (+1.56%) | ||
| 2025 | $9,164.00 | $192,500 Land $28,900 Building $163,600 | $318,761 Land $47,856 Building $270,905 |
| 2023 | $192,500 (-) Land $28,900 Building $163,600 | $243,671 (+3.8%) Land $36,582 Building $207,089 | |
| 2022 | $192,500 Land $28,900 Building $163,600 | $234,756 Land $35,244 Building $199,512 | |
| 2021 | $8,840.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 214 Union St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 44 individual policies |
| Nearby Flood Policies | 74 units insured incl. 30 condo units |
| Nearby Flood Claims | 11 (1996–2026) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 214 Union St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Massivemesh Networks.
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