210 Ruger Dr, Flora, MS 39071 Property Records

Madison County property record for 210 Ruger Dr, Flora, MS 39071 · Last verified December 2025

Property Summary

Property TypeOther Improved
Details2,779 sqft
Owner2 Individual Names on File
Tax Bill$2,070 (2025)
Deeds & MortgagesMay 2020 Mortgage
Sep 2019 Construction Loan
Flood ZoneZone X (minimal risk)
APN051I-29-013

Property Details

APN / Parcel Number

Primary APN051I-29-013
Alternative APN
  • 58149

Interior

Building Area2,779 sqft Adjusted Area

Location & Zoning

Account Number58149
Street Address210 RUGER DR
CityFLORA
StateMS
Zip39071-6613
Property CategoryOther
Property TypeOther > Other Improved
Legal DescriptionLOT 31 HEARTLAND ESTATES VII
Legal Range01W
Legal Township08N
Legal Section29
Legal SubdivisionHEARTLAND ESTATES VII
Legal Lot Number31
JurisdictionMADISON MS
Township / Civil Division4
Census Block Group1
Census Block1025
Census Tract30302

Owner

Source: Madison County records · APN 051I-29-013

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address210 RUGER DR, FLORA, MS 39071-6613
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2020Deed of Trust, Mortgage
BANKPLUS
Sep 09, 2019Deed of Trust, Construction Loan · Construction Mortgage
BANKPLUS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 19, 2019
Deed SaleFeb 19, 2019
Deed Document Number0003692326
Deed Book / Page3692 / 326
Record UpdatedJun 08, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address210 RUGER DR, FLORA, MS 39071-6613
Document Number0000891783
Instrument DateMay 18, 2020
Transaction TypeMortgage
Record UpdatedJul 13, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address210 RUGER DR FLORA MS 390716613, FLORA, MS 39071-6613

Mortgage

Document Number0000891783
DateMay 26, 2020
Book Page003856/000772
Instrument891783
Lender
NameBANKPLUS
TypeBank
AddressRIDGELAND, MS 39157
Agreement
AmountAmount Recorded
Term180 Months
DueMay 25, 2035

September 2019: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionMADISON MS
Recording DateSep 09, 2019
Property Address210 RUGER DR, FLORA, MS 39071-6613
Document Number0000872108
Book / Page003762 / 000777
Instrument DateSep 03, 2019
Instrument872108
Transaction TypeConstruction Loan
Record UpdatedOct 02, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address990 SAVAGE RD VICKSBURG MS 391808871, VICKSBURG, MS 39180-8871

Mortgage

Document Number0000872108
DateSep 09, 2019
Book Page003762/000777
Instrument872108
Lender
NameBANKPLUS
TypeBank
AddressRIDGELAND, MS 39157
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueSep 08, 2020

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,070.00 Homeowner's exemption$29,835 (-)$298,350 (-) Land $50,000 Building $248,350
2024$2,070.00
2023$2,070.00 Homeowner's exemption$29,835$298,350 Land $50,000 Building $248,350

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (28089C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280890303021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2016–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2017, river or lake flooding

Wildfire

Wildfire RiskModerate
above 40% of the US · above 29% of Mississippi
Wildfire LikelihoodAbout 1 in 1,754 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 28 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
TelapexFiber8,000 / 8,000
Ozborn CommunicationsFixed Wireless (licensed-by-rule)439 / 251

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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