Madison County property record for 190 Ruger Dr, Flora, MS 39071
| Property Type | Other Improved |
|---|---|
| Details | 3,357 sqft |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,205 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 051I-29-014 |
| Primary APN | 051I-29-014 |
|---|---|
| Alternative APN |
|
| Building Area | 3,357 sqft Adjusted Area |
|---|
| Account Number | 58150 |
|---|---|
| Street Address | 190 RUGER DR |
| City | FLORA |
| State | MS |
| Zip | 39071-6611 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | LOT 30 HEARTLAND ESTATES VII |
| Legal Subdivision | HEARTLAND ESTATES VII |
| Legal Lot Number | 30 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 30302 |
Source: Madison County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 190 RUGER DR, FLORA, MS 39071-6611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2019 |
| Deed Sale | Sep 5, 2019 |
| Deed Document Number | 0003761698 |
| Deed Book / Page | 3761 / 698 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 190 RUGER DR, FLORA, MS 39071-6611 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 190 RUGER DR, FLORA, MS 39071-6611 |
| Document Number | 004051/493 |
|---|---|
| Date | Jun 10, 2021 |
| Book Page | 4051/493 |
| Instrument | 928342 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | May 20, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,205.00 Homeowner's exemption | $31,295 (-) | $312,950 (-) Land $50,000 Building $262,950 |
| 2024 | $2,205.00 | ||
| 2023 | $2,205.00 Homeowner's exemption | $31,295 | $312,950 Land $50,000 Building $262,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2016–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 70% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| NETSPEEDMS Fixed Wireless | 439 / 251 |
5G (outdoors only) and 4G LTE
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