160 Ruger Dr, Flora, MS 39071 Property Records

Madison County property record for 160 Ruger Dr, Flora, MS 39071 · Last verified December 2025

Property Summary

Property Type	Other Improved
Details	4,377 sqft · built 2019
Owner	2 Individual Names on File
Tax Bill	$2,965 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051I-29-021`

Property Details

APN / Parcel Number

Primary APN	`051I-29-021`
Alternative APN	`57835`

Interior

Building Area	4,377 sqft Adjusted Area
1st Floor Area	3,491 sqft

Exterior

Year Built	Built 2019
Patio Area	491 sqft

Location & Zoning

Account Number	57835
Street Address	160 RUGER DR
City	FLORA
State	MS
Zip	39071-6611
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT 23 HEARTLAND ESTATES VII
Legal Range	01W
Legal Township	08N
Legal Section	29
Legal Subdivision	HEARTLAND ESTATES VII
Legal Lot Number	23
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	1
Census Block	1025
Census Tract	30302

Owner

Source: Madison County records · APN 051I-29-021

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	160 RUGER DR, FLORA, MS 39071-6611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 04, 2020	Deed of Trust, Mortgage TRUSTMARK NAT'L BK
Mar 14, 2019	Deed of Trust, Mortgage TRUSTMARK NAT'L BK
Jul 05, 2018	Deed of Trust, Construction Loan · Construction Mortgage BANKPLUS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 23, 2018
Deed Sale	May 23, 2018
Deed Document Number	0003603492
Deed Book / Page	3603 / 492
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	160 RUGER DR, FLORA, MS 39071-6611
Document Number	0000901788
Instrument Date	Sep 04, 2020
Transaction Type	Mortgage
Record Updated	Oct 05, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	160 RUGER DR FLORA MS 390716611, FLORA, MS 39071-6611

Mortgage

Document Number	0000901788
Date	Sep 09, 2020
Book Page	003911/000379
Instrument	901788

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 08, 2035

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	160 RUGER DR, FLORA, MS 39071-6611
Document Number	0000860509
Instrument Date	Mar 14, 2019
Transaction Type	Mortgage
Record Updated	Oct 02, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	160 RUGER DR FLORA MS 39071, FLORA, MS 39071

Mortgage

Document Number	0000860509
Date	Mar 20, 2019
Book Page	003701/000345
Instrument	860509

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 19, 2034

July 2018: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Recording Date	Jul 05, 2018
Property Address	160 RUGER DR, FLORA, MS 39071-6611
Document Number	0000842383
Book / Page	003620 / 000006
Instrument Date	Jun 29, 2018
Instrument	842383
Transaction Type	Construction Loan
Record Updated	Oct 02, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 SYLWOOD PL JACKSON MS 392099755, JACKSON, MS 39209-9755

Mortgage

Document Number	0000842383
Date	Jul 05, 2018
Book Page	003620/000006
Instrument	842383

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 04, 2019

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,965.00 Homeowner's exemption	$41,222 (-)	$412,220 (-) Land $50,000 Building $362,220
2024	$2,965.00
2023	$2,965.00 Homeowner's exemption	$41,222	$412,220 Land $50,000 Building $362,220

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (28089C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280890303021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2016–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2017, river or lake flooding

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 29% of Mississippi
Wildfire Likelihood	About 1 in 1,754 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 28 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Telapex	Fiber	8,000 / 8,000
Ozborn Communications	Fixed Wireless (licensed-by-rule)	439 / 251

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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