210 Cedar St, Saint Charles, IL 60174 Property Records

Kane County property record for 210 Cedar St, Saint Charles, IL 60174

Property Summary

Property TypeCommercial
Details1,026 sqft · built 1860
Lot Size0.92 acres (4,000 sqft)
OwnerCompany Name on Record
Last Sale$315,000 (Apr 2025)
Tax Bill$8,621 (2025)
Deeds & MortgagesNov 2017 Foreclosure
Flood ZoneZone X (minimal risk)
APN09-27-384-011

Property Details

APN / Parcel Number

Primary APN09-27-384-011

Interior

Total Rooms6 Rooms
Stories1 Story
Building Area1,026 sqft Gross Area
1st Floor Area1,026 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1860
Effective Year BuiltEffective 1992
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,000 sqft (0.92 acres)
PorchOpen Porch
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address210 CEDAR ST
CitySAINT CHARLES
StateIL
Zip60174-1832
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionMAP AREA: 160-CONVR BUSN&OFFCE
Legal SubdivisionSTC-ORIGINAL TOWN
Legal Block1
Legal Lot Number6
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group1
Census Block1012
Census Tract852300

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address210 CEDAR AVE, SAINT CHARLES, IL 60174-2026
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 15, 2025 · Amount on Record
Deed SaleApr 15, 2025 · Amount on Record
Prior SaleNov 21, 2017 · Amount on Record
Deed Document Number202513229
Prior Transfer DateMar 1, 2008
Prior Transfer Doc0000036971
Record UpdatedOct 29, 2026

November 2017: Grant Deed, Foreclosure

Document TypeGrant Deed
JurisdictionKANE IL
Recording DateNov 21, 2017
Property Address210 CEDAR ST, ST CHARLES, IL 60174-1832
Document Number0000060892
Instrument DateNov 17, 2017
Instrument60892
Transaction TypeForeclosure
Record UpdatedDec 7, 2017
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$390.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address108 7TH PL GENEVA IL 601342100, GENEVA, IL 60134-2100

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,621.00 (+5.64%)$105,651 (+8.53%) Land $64,665 Building $40,986$317,080 (+8.53%) Land $194,073 Building $123,007
2024$97,348 (+11.67%) Land $59,583 Building $37,765$292,161 (+11.71%) Land $178,821 Building $113,340
2022$8,161.00 (+3.87%)$87,175 (+4.91%) Land $53,124 Building $34,051$261,525 (+4.91%) Land $159,372 Building $102,153
2021$7,857.00$83,095 Land $50,638 Building $32,457$249,285 Land $151,914 Building $97,371

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims29 (1979–2020)
Claims Outside the SFHA5 of 29
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims
  • Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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