Kane County property record for 517 Cedar St, Saint Charles, IL 60174 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,898 sqft · built 1915 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $645,000 (Nov 2025) |
| Tax Bill | $9,859 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-27-359-008 |
| Primary APN | 09-27-359-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,898 sqft Living Area |
| Basement Area | 925 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 880 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 517 CEDAR ST |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-1836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 IN BLK 4 OF MILLINGTONS ADD |
| Legal Subdivision | MILLINGTONS ADD |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 852203 |
Source: Kane County records · APN 09-27-359-008
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2334 E MIFFLIN ST, MADISON, WI 53704-4963 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 24, 2025 | Warranty Deed, Transfer · Conventional Mortgage CIBM BANK |
| Jan 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF OTTAWA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 24, 2025 · Amount on Record |
| Deed Sale | Nov 24, 2025 · Amount on Record |
| Prior Sale | Aug 22, 2005 · Amount on Record |
| Deed Document Number | 202546470 |
| Prior Transfer Date | Mar 07, 2003 |
| Prior Transfer Doc | 0000052429 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 24, 2025 |
| Property Address | 517 CEDAR ST, ST CHARLES, IL 60174-1836 |
| Document Number | 0000046470 |
| Instrument Date | Oct 21, 2025 |
| Instrument | 2025K046470 |
| Transaction Type | Transfer |
| Record Updated | Dec 03, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $645.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 517 CEDAR ST, SAINT CHARLES, IL 60174-1836 |
| Document Number | 0000046471 |
|---|---|
| Date | Nov 24, 2025 |
| Instrument | 2025K046471 |
| Name | CIBM BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 517 CEDAR ST, ST CHARLES, IL 60174-1836 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2021 |
| Title Company | WHEATLAND TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000006403 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 2021K006403 |
| Name | THE FIRST NATIONAL BANK OF OTTAWA |
|---|---|
| Type | Bank |
| Address | OTTAWA, IL 61350 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2036 |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,859.00 (+2.54%) | ||
| 2024 | $9,615.00 (+13.37%) | $129,536 (+23.31%) Land $26,068 Building $103,468 | $388,764 (+23.36%) Land $78,235 Building $310,528 |
| 2022 | $8,481.00 (+3.86%) | $105,048 (+4.91%) Land $25,308 Building $79,740 | $315,144 (+4.91%) Land $75,924 Building $239,220 |
| 2021 | $8,166.00 | $100,132 Land $24,124 Building $76,008 | $300,396 Land $72,372 Building $228,024 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898522031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 341 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T, Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.
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