Kane County property record for 521 Cedar St, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,556 sqft · built 1925 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $147,500 (Oct 1994) |
| Tax Bill | $4,504 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-27-359-007 |
| Primary APN | 09-27-359-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,556 sqft Living Area |
| Basement Area | 754 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 521 CEDAR ST |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-1836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ADD4 1 |
| Legal Subdivision | MILLINGTONS ADD |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 852203 |
521 Cedar St is owned and occupied by an individual who bought it in October 1994.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 521 CEDAR ST, SAINT CHARLES, IL 60174-1836 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 1994 · Amount on File |
| Deed Sale | Oct 31, 1994 · Amount on File |
| Deed Document Number | 199480882 |
| Deed Book / Page | 990 / 434 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 521 Cedar St was $4,504 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,504.00 Homeowner's exemption Senior Citizen's exemption | $111,374 (+8.53%) Land $28,292 Building $83,082 | $334,256 (+8.53%) Land $84,910 Building $249,346 |
| 2024 | $102,620 Land $26,068 Building $76,552 | $307,983 Land $78,235 Building $229,748 | |
| 2022 | $5,589.00 (-0.99%) Homeowner's exemption | $87,005 (+4.91%) Land $25,308 Building $61,697 | $261,015 (+4.91%) Land $75,924 Building $185,091 |
| 2021 | $5,645.00 Homeowner's exemption | $82,933 Land $24,124 Building $58,809 | $248,799 Land $72,372 Building $176,427 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 521 Cedar St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 521 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: Frontier.
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