St. Charles County property record for 21 Wayne St, Saint Charles, MO 63301 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 960 sqft · built 1955 |
| Lot Size | 0.429 acres (18,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $238,500 (Sep 2023) |
| Tax Bill | $2,710 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Aug 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 056150A000 |
| Primary APN | 056150A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Finished Basement | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 18,700 sqft |
| Lot Dimensions | 187 ft deep x 100 ft wide |
| Garage Type | Attached |
| Patio Area | 522 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 056150A000 |
|---|---|
| Old Parcel Number | 056150A000 |
| Street Address | 21 WAYNE ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4876 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FERNCLIFF LOT 21 |
| Legal Range | 05E |
| Legal Township | 47N |
| Legal Subdivision | FERNCLIFF |
| Legal Lot Number | 21 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 310700 |
Source: St. Charles County records · APN 056150A000
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21 WAYNE ST, SAINT CHARLES, MO 63301-4876 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2023 | Special Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO |
| Aug 26, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Feb 28, 2018 | Grant Deed, Transfer STIFEL BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 21, 2023 · Amount on Record |
| Deed Sale | Sep 21, 2023 · Amount on Record |
| Prior Sale | Aug 26, 2019 |
| Deed Document Number | 0202338903 |
| Deed Book / Page | 2023 / 38903 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 21, 2023 |
| Property Address | 21 WAYNE ST, SAINT CHARLES, MO 63301-4876 |
| Document Number | 0000038903 |
| Map Reference | MB 5 PG 34 |
| Instrument Date | Sep 15, 2023 |
| Instrument | 2023R-038903 |
| Transaction Type | Transfer |
| Record Updated | Oct 05, 2023 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17 WAYNE ST, SAINT CHARLES, MO 63301-4876 |
| Name | Verified Name |
|---|---|
| Address | 21 WAYNE ST, SAINT CHARLES, MO 63301-4876 |
| Document Number | 0000038904 |
|---|---|
| Date | Sep 21, 2023 |
| Instrument | 2023R-038904 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 26, 2019 |
| Property Address | 21 WAYNE ST, SAINT CHARLES, MO 63301-4876 |
| Document Number | 0071291345 |
| Book / Page | 007129 / 001345 |
| Instrument Date | Aug 08, 2019 |
| Instrument | 451810 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 21 WAYNE ST ST CHARLES MO 633014876, ST CHARLES, MO 63301-4876 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 28, 2018 |
| Property Address | 21 WAYNE ST, SAINT CHARLES, MO 63301-4876 |
| Document Number | 0068842092 |
| Book / Page | 006884 / 002092 |
| Instrument Date | Feb 23, 2018 |
| Instrument | 107340 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2018 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21 WAYNE ST ST CHARLES MO 633014876, ST CHARLES, MO 63301-4876 |
| Document Number | 68842094 |
|---|---|
| Date | Feb 28, 2018 |
| Book Page | 006884/002094 |
| Instrument | 107350 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 27, 2048 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,710.00 | $43,149 (+1.85%) | $227,102 (+1.85%) Land $55,000 Building $172,102 |
| 2023 | $42,365 | ||
| 2022 | $222,975 Land $40,000 Building $182,975 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 1% of the US · above 2% of Missouri |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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