15 Wayne St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 15 Wayne St, Saint Charles, MO 63301 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,182 sqft · built 1954
Lot Size	0.429 acres (18,700 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,237 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056090A000`

Property Details

APN / Parcel Number

Primary APN	`056090A000`
Alternative APN	`6-010A-4265-00-0015.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,182 sqft Living Area
Gross Area	3,726 sqft
1st Floor Area	2,182 sqft
Basement Area	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,700 sqft (0.429 acres)
Lot Dimensions	187 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Deck Area	Deck Area
Patio Area	338 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	056090A000
Street Address	15 WAYNE ST
City	SAINT CHARLES
State	MO
Zip	63301-4876
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FERNCLIFF LOT 15
Legal Subdivision	FERNCLIFF
Legal Lot Number	15
Jurisdiction	ST CHARLES MO
Township / Civil Division	LINDENWOOD
Census Block Group	3
Census Block	3008
Census Tract	310700

Owner

Source: St. Charles County records · APN 056090A000

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15 WAYNE ST, SAINT CHARLES, MO 63301-4876
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	15 WAYNE ST, SAINT CHARLES, MO 63301-4876
Document Number	0000076660
Instrument Date	Oct 02, 2020
Transaction Type	Mortgage
Record Updated	Jan 07, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 WAYNE ST ST CHARLES MO 633014876, ST CHARLES, MO 63301-4876

Mortgage

Document Number	0000076660
Date	Oct 09, 2020
Instrument	76660

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 08, 2050

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,745 (-)	$356,553 (-) Land $55,000 Building $301,553
2025	$4,237.00	$67,745 (-11.65%)	$356,553 (-11.65%) Land $55,000 Building $301,553
2023		$76,681
2022			$403,584 Land $40,000 Building $363,584

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833107003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force 2 of 2 on primary residences
Nearby Flood Claims	5 (1981–2022)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2022, river or lake flooding, Severe Storms And Flooding
Flood Events	Severe Storms And Flooding (Jul 2022), 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.