1. Home
  2. Missouri
  3. St. Charles County
  4. Saint Charles
  5. Wayne St

18 Wayne St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 18 Wayne St, Saint Charles, MO 63301 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,448 sqft · built 1960
Lot Size0.429 acres (18,700 sqft)
OwnerIndividual Name on File
Last Sale$158,900 (Aug 2016)
Tax Bill$2,885 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN056120A000

Property Details

APN / Parcel Number

Primary APN056120A000
Alternative APN
  • 6-010A-4265-00-0018.0000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,448 sqft Living Area
1st Floor Area1,448 sqft
Basement Area1,176 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Architectural StyleRanch
Exterior MaterialWood
Lot Area18,700 sqft
Lot Dimensions187 ft deep x 100 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space
PorchPorch
Porch Area20 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number056120A000
Old Parcel Number056120A000
Street Address18 WAYNE ST
CitySAINT CHARLES
StateMO
Zip63301-4876
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFERNCLIFF LOT 18
Legal Range04E
Legal Township47N
Legal SubdivisionFERNCLIFF
Legal Lot Number18
JurisdictionST CHARLES MO
Township / Civil DivisionLINDENWOOD
Census Block Group3
Census Block3008
Census Tract310700

Owner

Source: St. Charles County records · APN 056120A000

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address18 WAYNE ST, SAINT CHARLES, MO 63301-4876
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2023Deed of Trust, Mortgage · Line of Credit
FIRST BANK
Oct 02, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 26, 2016 · Amount on Record
Deed SaleAug 26, 2016 · Amount on Record
Prior SaleJan 12, 2004
Deed Document Number0066001091
Deed Book / Page6600 / 1091
Record UpdatedJun 08, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address18 WAYNE ST, SAINT CHARLES, MO 63301-4876
Transaction TypeMortgage
Record UpdatedSep 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 WAYNE ST, SAINT CHARLES, MO 63301-4876

Mortgage

Document Number0000035081
DateAug 29, 2023
Instrument2023R-035081
Lender
NameFIRST BANK
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address18 WAYNE ST, SAINT CHARLES, MO 63301-4876
Document Number0000081095
Instrument DateOct 02, 2020
Transaction TypeMortgage
Record UpdatedFeb 11, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 WAYNE ST ST CHARLES MO 633014876, ST CHARLES, MO 63301-4876

Mortgage

Document Number0000081095
DateOct 23, 2020
Instrument81095
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term300 Months
DueOct 22, 2045

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,885.00$45,972 (+6.7%)$241,956 (+6.7%) Land $55,000 Building $186,956
2023$43,085
2022$226,765 Land $40,000 Building $186,765

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833107003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1981–2022)
Claims Outside the SFHA2 of 5
Most Recent ClaimJul 2022, river or lake flooding, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Jul 2022 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 309 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: WH i3B Bidco LLC/WH i3B Topco, AT&T, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Wayne St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures