21 Towpath Ln, Stanhope, NJ 07874 Property Records

Sussex County and Stanhope Borough property record for 21 Towpath Ln, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	1,866 sqft · built 2000
Lot Size	0.336 acres (14,636 sqft)
Owner	2 Individual Names on Record
Last Sale	$645,000 (Aug 2026)
Tax Bill	$13,523 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jan 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-10703-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`19-10703-0000-00003`
Alternative APN	`191070300003`

Interior

Stories	1 Story
Building Area	1,866 sqft Living Area
1st Floor Area	1,866 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Frame
Lot Area	14,636 sqft (0.336 acres)

Location & Zoning

Street Address	21 TOWPATH LN
City	STANHOPE
State	NJ
Zip	07874-2944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Subdivision	LAKE MUSCONETCONG ESTATES
Legal Block	10703
Legal Lot Number	3
Jurisdiction	SUSSEX NJ
Township / Civil Division	STANHOPE
Census Block Group	3
Census Block	3018
Census Tract	374600

Owner

Source: Sussex County and Stanhope Borough records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 TOWPATH LN, STANHOPE, NJ 07874-2944
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage ABSOLUTE MORTGAGE CORPORATION
Jan 27, 2026	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Feb 11, 2021	Deed of Trust, Mortgage · Line of Credit VISIONS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2026 · Amount on Record
Deed Sale	Aug 13, 2026 · Amount on Record
Prior Sale	Dec 21, 1999 · Amount on Record
Deed Document Number	202615559
Deed Book / Page	10475 / 281
Record Updated	Oct 29, 2026

August 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SUSSEX NJ
Recording Date	Aug 13, 2026
Property Address	21 TOWPATH LN, STANHOPE, NJ 07874-2944
Document Number	0000015559
Book / Page	10475 / 281
Instrument Date	Aug 13, 2026
Instrument	202615559
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	GREEN HILL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65,145.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 TOWPATH LN, STANHOPE, NJ 07874-2944

Mortgage

Document Number	0000015560,
Date	Aug 13, 2026
Instrument	202615560

Lender

Name	ABSOLUTE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	21 TOWPATH LN, STANHOPE, NJ 07874-2944
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0104330401
Date	Jan 27, 2026
Book Page	10433/401
Instrument	2026001587

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	21 TOWPATH LN, STANHOPE, NJ 07874-2944
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 TOWPATH LN, STANHOPE, NJ 07874-2944

Mortgage

Document Number	0099020742
Date	Feb 11, 2021
Book Page	9902/742
Instrument	20210211010031990

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Dec 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Sussex County and Stanhope Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
Municipality	Stanhope Borough
Secondary School District	Lenape Valley Regional School District (09 - 12)
Elementary School District	Stanhope Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$544,900 (+87.77%) Land $167,700 Building $377,200	$544,900 (+87.77%) Land $167,700 Building $377,200
2025	$13,523.00 (+3.23%)	$290,200 (-) Land $104,100 Building $186,100	$290,200 (-) Land $104,100 Building $186,100
2024	$13,100.00 (+4.4%)
2023		$290,200 Land $104,100 Building $186,100	$290,200 Land $104,100 Building $186,100
2022	$12,548.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANHOPE W DEPT serves 3,730 people · EPA ID NJ1919001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

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