13 Towpath Ln, Stanhope, NJ 07874 Property Records

Sussex County and Stanhope Borough property record for 13 Towpath Ln, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	2,499 sqft · built 2001
Lot Size	0.334 acres (14,549 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Jun 2019)
Tax Bill	$16,403 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-10703-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`19-10703-0000-00007`
Alternative APN	`191070300007`

Interior

Stories	1 Story
Building Area	2,499 sqft Living Area
1st Floor Area	2,499 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Frame
Lot Area	14,549 sqft (0.334 acres)

Location & Zoning

Street Address	13 TOWPATH LN
City	STANHOPE
State	NJ
Zip	07874-2944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Subdivision	LAKE MUSCONETCONG ESTATES
Legal Block	10703
Legal Lot Number	7
Jurisdiction	SUSSEX NJ
Township / Civil Division	STANHOPE
Census Block Group	3
Census Block	3018
Census Tract	374600

Owner

Source: Sussex County and Stanhope Borough records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13 TOWPATH LN, STANHOPE, NJ 07874-2944
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAMILY FIRST FUNDING LLC
Jun 3, 2019	Grant Deed, Transfer · Conventional Mortgage FAMILY FIRST FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2019 · Amount on Record
Deed Sale	Jun 3, 2019 · Amount on Record
Prior Sale	Aug 5, 2004 · Amount on Record
Deed Document Number	201910097630
Deed Book / Page	3519 / 221
Prior Transfer Date	Nov 16, 2005
Prior Transfer Doc	00299600278
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	13 TOWPATH LN, STANHOPE, NJ 07874-2944
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BONAFIDE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098430841
Date	Aug 27, 2020
Book Page	9843/841
Instrument	20200827010172920

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Jun 3, 2019
Property Address	13 TOWPATH LN, STANHOPE, NJ 07874-2944
Document Number	0035190221
Book / Page	003519 / 000221
Instrument Date	May 31, 2019
Instrument	97630
Transaction Type	Transfer
Record Updated	Jun 28, 2019
Title Company	HERITAGE ABSTRACT COMPANY, HERITAGE ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13 TOWPATH LN STANHOPE NJ 078742944, STANHOPE, NJ 07874-2944

Mortgage

Document Number	97040146
Date	Jun 3, 2019
Book Page	009704/000146
Instrument	97640

Lender

Name	FAMILY FIRST FNDG
Type	Funding / Finance Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2049

Tax Assessment & Valuation

Source: Sussex County and Stanhope Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
Municipality	Stanhope Borough
Secondary School District	Lenape Valley Regional School District (09 - 12)
Elementary School District	Stanhope Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$639,500 (+81.68%) Land $180,000 Building $459,500	$639,500 (+81.68%) Land $180,000 Building $459,500
2025	$16,403.00 (+3.23%)	$352,000 (-) Land $121,700 Building $230,300	$352,000 (-) Land $121,700 Building $230,300
2024	$15,889.00 (+4.4%)
2023		$352,000 Land $121,700 Building $230,300	$352,000 Land $121,700 Building $230,300
2022	$15,220.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANHOPE W DEPT serves 3,730 people · EPA ID NJ1919001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

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