11 Towpath Ln, Stanhope, NJ 07874 Property Records

Sussex County and Stanhope Borough property record for 11 Towpath Ln, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	2,313 sqft · built 2000
Lot Size	0.352 acres (15,333 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Jul 2021)
Tax Bill	$14,525 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19-10703-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`19-10703-0000-00008`
Alternative APN	`191070300008`

Interior

Stories	2 Stories
Building Area	2,313 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Lot Area	15,333 sqft (0.352 acres)

Location & Zoning

Street Address	11 TOWPATH LN
City	STANHOPE
State	NJ
Zip	07874-2944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Subdivision	LAKE MUSCONETCONG ESTATES
Legal Block	10703
Legal Lot Number	8
Jurisdiction	SUSSEX NJ
Township / Civil Division	STANHOPE
Census Block Group	3
Census Block	3018
Census Tract	374600

Owner

Source: Sussex County and Stanhope Borough records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 TOWPATH LN, STANHOPE, NJ 07874-2944
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage BOND STREET MORTGAGE LLC
Oct 17, 2019	Deed of Trust, Mortgage · Line of Credit ATLANTIC FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2021 · Amount on Record
Deed Sale	Jul 2, 2021 · Amount on Record
Prior Sale	Mar 17, 2009 · Amount on Record
Deed Document Number	202110193260
Deed Book / Page	3595 / 978
Record Updated	Sep 20, 2026

July 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SUSSEX NJ
Recording Date	Jul 2, 2021
Property Address	11 TOWPATH LN, STANHOPE, NJ 07874-2944
Document Number	0035950978
Book / Page	3595 / 978
Instrument Date	May 12, 2021
Instrument	20210702010193260
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,522.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 RAINDROP LN, 11, BLUFFTON, SC 29909-6171

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 TOWPATH LN, STANHOPE, NJ 07874-2944

Mortgage

Document Number	20210702010193270
Date	Jul 2, 2021
Instrument	20210702010193270

Lender

Name	BOND STREET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	11 TOWPATH LN, STANHOPE, NJ 07874-2944
Document Number	0097500353
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 TOWPATH LN STANHOPE NJ 078742944, STANHOPE, NJ 07874-2944

Mortgage

Document Number	0097500353
Date	Oct 29, 2019
Book Page	009750/000353
Instrument	214650

Lender

Name	ATLANTIC FCU
Type	Credit Union
Address	KENILWORTH, NJ 07033

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 28, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sussex County and Stanhope Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
Municipality	Stanhope Borough
Secondary School District	Lenape Valley Regional School District (09 - 12)
Elementary School District	Stanhope Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$560,100 (+79.69%) Land $181,100 Building $379,000	$560,100 (+79.69%) Land $181,100 Building $379,000
2025	$14,525.00 (+3.23%)	$311,700 (-) Land $122,600 Building $189,100	$311,700 (-) Land $122,600 Building $189,100
2024	$14,070.00 (+4.4%)
2023		$311,700 Land $122,600 Building $189,100	$311,700 Land $122,600 Building $189,100
2022	$13,477.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANHOPE W DEPT serves 3,730 people · EPA ID NJ1919001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

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