10 Stevens Dr, Midway, FL 32343 Property Records

Gadsden County property record for 10 Stevens Dr, Midway, FL 32343

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,848 sqft · built 2004
Lot Size	0.251 acres (10,977 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Jul 2019)
Tax Bill	$2,622 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4-07-1N-2W-1530-0000B-0050`

Property Details

APN / Parcel Number

Primary APN	`4-07-1N-2W-1530-0000B-0050`
Alternative APN	`1239640000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,848 sqft Heated Area
Gross Area	1,948 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,977 sqft (0.251 acres)
Terrain	Other
Garage Area	520 sqft
Porch	Porch
Porch Area	40 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1239640000
Street Address	10 STEVENS DR
City	MIDWAY
State	FL
Zip	32343-2685
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 864 P 526 OR 710 P 1853
Legal Range	02W
Legal Township	01N
Legal Section	07
Legal Subdivision	HILLTOP SUB
Legal Block	B
Legal Lot Number	5
Jurisdiction	GADSDEN FL
Township / Civil Division	HAVANA
Census Block Group	3
Census Block	3005
Census Tract	20600

Owner

Source: Gadsden County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 STEVENS DR, MIDWAY, FL 32343-2685
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2019 · Amount on Record
Deed Sale	Jul 1, 2019 · Amount on Record
Prior Sale	Jan 31, 2005 · Amount on Record
Deed Document Number	190005575
Deed Book / Page	864 / 0526
Record Updated	Jun 8, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GADSDEN FL
Recording Date	Jul 1, 2019
Property Address	10 STEVENS DR, MIDWAY, FL 32343-2685
Document Number	0008640526
Book / Page	864 / 0526
Map Reference	MB 2 PG 94
Instrument Date	Jun 28, 2019
Instrument	190005575
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	NORTH FLORIDA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 STEVENS DR, MIDWAY, FL 32343-2685

Mortgage

Document Number	0000864527
Date	Jul 1, 2019
Instrument	864/527

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Gadsden County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Gadsden County
Municipality	Midway City
Unified School District	Gadsden County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,622.00 (+3.55%) Homeowner's exemption	$181,996 (+2.9%)	$218,178 (+0.87%) Land $32,445 Building $185,733
2024	$2,532.00 (+2.55%) Homeowner's exemption	$176,867 (+3%)	$216,286 (+8.67%) Land $31,500 Building $184,786
2023	$2,469.00 (+3.7%) Homeowner's exemption	$171,716 (+3%)	$199,022 (+6.96%) Land $20,000 Building $179,022
2022	$2,381.00 Homeowner's exemption	$166,715	$186,063 Land $12,500 Building $173,563

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GADSDEN CO REGIONAL W/S public/private · serves 12,322 people · EPA ID FL1200797
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20