Bergen County and Ramsey Borough property record for 21 Snyder Ave, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,352 sqft · built 1929 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,300,000 (Nov 2025) |
| Tax Bill | $9,502 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Jul 2025 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-03501-0000-00048 |
| Primary APN | 48-03501-0000-00048 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,352 sqft Living Area |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Construction Type | Frame |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 150 ft deep x 90 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 21 SNYDER AVE |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.310AC |
| Legal Subdivision | BOROUGH/RAMSEY |
| Legal Block | 3501 |
| Legal Lot Number | 48 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 44100 |
21 Snyder Ave is owned and occupied by two individuals who bought it in November 2025.
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 SNYDER AVE, RAMSEY, NJ 07446-2720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 26, 2025 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jul 15, 2025 | Deed, Construction Loan · Construction Mortgage WISDOM VENTURES LLC |
| Apr 26, 2023 | Bargain and Sale Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 26, 2025 · Amount on File |
| Deed Sale | Nov 26, 2025 · Amount on File |
| Prior Sale | Jul 15, 2025 · Amount on File |
| Deed Document Number | 202580734 |
| Deed Book / Page | 5656 / 1264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 26, 2025 |
| Property Address | 21 SNYDER AVE, RAMSEY, NJ 07446-2720 |
| Document Number | 0056561254 |
| Book / Page | 5656 / 1254 |
| Instrument Date | Oct 28, 2025 |
| Instrument | 2025080734 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Title Company | UNKNOWN, ACRISURE NATL LENDERS SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $26,205.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 114 GROVE AVE, MAYWOOD, NJ 07607-2012 |
| Name | Verified Name |
|---|---|
| Address | 21 SNYDER AVE, RAMSEY, NJ 07446-2720 |
| Document Number | 2025080735 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | 2025080735 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 15, 2025 |
| Property Address | 21 SNYDER AVE, RAMSEY, NJ 07446-2720 |
| Document Number | 0055501009 |
| Book / Page | 5550 / 1009 |
| Instrument Date | Jun 9, 2025 |
| Instrument | 2025048047 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 5, 2025 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,463.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 388 DARTMOUTH ST, WYCKOFF, NJ 07481-3150 |
| Name | Verified Name |
|---|---|
| Address | 114 GROVE AVE, MAYWOOD, NJ 07607-2012 |
| Document Number | 2025048048 |
|---|---|
| Date | Jul 15, 2025 |
| Instrument | 2025048048 |
| Name | WISDOM VENTURES LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0055501030 |
|---|---|
| Date | Jul 15, 2025 |
| Book Page | 5550/1030 |
| Instrument | 2025048049 |
| Name | WISDOM VENTURES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | NEW HYDE PARK, NY 11042 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 26, 2023 |
| Property Address | 21 SNYDER AVE, RAMSEY, NJ 07446-2720 |
| Document Number | 0049801163 |
| Book / Page | 4980 / 1163 |
| Instrument Date | Apr 19, 2023 |
| Instrument | 2023028189 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2023 |
| Title Company | TITLEMARK PLLC, TITLEMARK LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,789.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 129 WATERFALL CT, BLOOMINGDALE, NJ 07403-1060 |
| Name | Verified Name |
|---|---|
| Address | 21 SNYDER AVE, RAMSEY, NJ 07446-2720 |
| Document Number | 2023028190 |
|---|---|
| Date | Apr 26, 2023 |
| Instrument | 2023028190 |
| Name | CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
The 2025 property tax bill for 21 Snyder Ave was $9,502, down 38.7% from the year before.
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $931,200 (+101.78%) Land $411,500 Building $519,700 | $931,200 (+101.78%) Land $411,500 Building $519,700 | |
| 2025 | $9,502.00 (-38.69%) | $461,500 Land $411,500 Building $50,000 | $461,500 Land $411,500 Building $50,000 |
| 2024 | $15,498.00 | ||
| 2023 | $549,200 Land $273,300 Building $275,900 | $549,200 Land $273,300 Building $275,900 | |
| 2022 | $13,757.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 21 Snyder Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1992–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Snyder Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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