Bergen County and Ramsey Borough property record for 10 Snyder Ave, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,076 sqft · built 1925 |
| Lot Size | 0.492 acres (21,432 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $678,000 (May 2022) |
| Tax Bill | $15,463 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Aug 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-03502-0000-00001 |
| Primary APN | 48-03502-0000-00001 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,076 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Construction Type | Frame |
| Lot Area | 21,432 sqft (0.492 acres) |
| Lot Dimensions | 143 ft deep x 150 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 10 SNYDER AVE |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.492AC |
| Legal Block | 3502 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 SNYDER AVE, RAMSEY, NJ 07446-2719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2022 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Aug 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| Mar 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage INVESTORS HM MTG |
| Sep 8, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2022 · Amount on Record |
| Deed Sale | May 6, 2022 · Amount on Record |
| Prior Sale | Feb 27, 2004 · Amount on Record |
| Deed Document Number | 202248888 |
| Deed Book / Page | 4675 / 159 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 6, 2022 |
| Property Address | 10 SNYDER AVE, RAMSEY, NJ 07446-2719 |
| Document Number | 0046750159 |
| Book / Page | 4675 / 159 |
| Instrument Date | Apr 27, 2022 |
| Instrument | 2022048888 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2022 |
| Title Company | CARNEGIE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,011.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7919 JOHN HANCOCK DR, 7919, WINTER GARDEN, FL 34787-5480 |
| Name | Verified Name |
|---|---|
| Address | 10 SNYDER AVE, RAMSEY, NJ 07446-2719 |
| Document Number | 2022048889 |
|---|---|
| Date | May 6, 2022 |
| Instrument | 2022048889 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 10 SNYDER AVE, RAMSEY, NJ 07446-2719 |
| Document Number | 0033452193 |
| Instrument Date | Aug 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 10 SNYDER AVE RAMSEY NJ 074462719, RAMSEY, NJ 07446-2719 |
| Document Number | 0033452193 |
|---|---|
| Date | Sep 12, 2019 |
| Book Page | 003345/002193 |
| Instrument | 60052 |
| Name | SPRING EQ LLC |
|---|---|
| Address | PHILADELPHIA, PA 19104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 11, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 10 SNYDER AVE, RAMSEY, NJ 07446-2719 |
| Document Number | 0029101448 |
| Instrument Date | Mar 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 SNYDER AVE RAMSEY NJ 074462719, RAMSEY, NJ 07446-2719 |
| Document Number | 0029101448 |
|---|---|
| Date | Apr 14, 2018 |
| Book Page | 002910/001448 |
| Name | INVESTORS HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MILLBURN, NJ 07041 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 13, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 10 SNYDER AVE, RAMSEY, NJ 07446-2719 |
| Document Number | 0027601671 |
| Book / Page | 002760 / 001671 |
| Instrument Date | Sep 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2017 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 10 SNYDER AVE RAMSEY NJ 074462719, RAMSEY, NJ 07446-2719 |
| Document Number | 0027601671 |
|---|---|
| Date | Oct 23, 2017 |
| Book Page | 002760/001671 |
| Name | CITIZENS BK/PA |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, PA 19103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 22, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $691,300 (-7.95%) Land $355,900 Building $335,400 | $691,300 (-7.95%) Land $355,900 Building $335,400 | |
| 2025 | $15,463.00 (+9.09%) | $751,000 (+49.51%) Land $355,900 Building $395,100 | $751,000 (+49.51%) Land $355,900 Building $395,100 |
| 2024 | $14,174.00 (+18.77%) | ||
| 2023 | $502,300 Land $207,600 Building $294,700 | $502,300 Land $207,600 Building $294,700 | |
| 2022 | $11,934.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1992–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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