Bergen County and Ramsey Borough property record for 36 Snyder Ave, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 3,506 sqft · built 2005 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,350,000 (Dec 2025) |
| Tax Bill | $25,540 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Jul 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-03502-0000-00005 |
| Primary APN | 48-03502-0000-00005 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,506 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Lot Area | 14,985 sqft (0.344 acres) |
| Lot Dimensions | 200 ft deep x 75 ft wide |
| Street Address | 36 SNYDER AVE |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.344AC |
| Legal Subdivision | RAMSEY BOROUGH |
| Legal Block | 3502 |
| Legal Lot Number | 5 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 36 SNYDER AVE, RAMSEY, NJ 07446-2719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Dec 24, 2025 | Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 25, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 24, 2025 · Amount on Record |
| Deed Sale | Dec 24, 2025 · Amount on Record |
| Prior Sale | Jan 31, 2025 · Amount on Record |
| Deed Document Number | 202589885 |
| Deed Book / Page | 5686 / 1921 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 24, 2025 |
| Property Address | 36 SNYDER AVE, RAMSEY, NJ 07446-2719 |
| Document Number | 0056861921 |
| Book / Page | 5686 / 1921 |
| Instrument Date | Dec 4, 2025 |
| Instrument | 2025089885 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $27,310.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 220 W CRESCENT AVE, ALLENDALE, NJ 07401-1550 |
| Name | Verified Name |
|---|---|
| Address | 36 SNYDER AVE, RAMSEY, NJ 07446-2719 |
| Document Number | 2025089886 |
|---|---|
| Date | Dec 24, 2025 |
| Instrument | 2025089886 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 36 SNYDER AVE, RAMSEY, NJ 07446-2719 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0033041793 |
|---|---|
| Date | Jul 25, 2019 |
| Book Page | 3304/1793 |
| Instrument | 19-048259 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,244,200 (+0.31%) Land $414,800 Building $829,400 | $1,244,200 (+0.31%) Land $414,800 Building $829,400 | |
| 2025 | $25,540.00 (-2.16%) | $1,240,400 (+34.1%) Land $414,800 Building $825,600 | $1,240,400 (+34.1%) Land $414,800 Building $825,600 |
| 2024 | $26,103.00 (+7.59%) | ||
| 2023 | $925,000 Land $275,200 Building $649,800 | $925,000 Land $275,200 Building $649,800 | |
| 2022 | $24,262.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1992–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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