21 S Oak Dr, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 21 S Oak Dr, Surfside Beach, SC 29575

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,600 sqft · built 2000
Lot Size	0.08 acres (3,485 sqft)
Owner	Trust Name on File
Last Sale	$329,900 (Oct 2019)
Tax Bill	$4,957 (2025)
Deeds & Mortgages	Mar 2023 Sale Oct 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`461-07-01-0174`

Property Details

APN / Parcel Number

Primary APN	`461-07-01-0174`
Alternative APN	`1950409041`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	1,600 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Carport
Garage Area	940 sqft
Carport	Carport
Carport Area	940 sqft
Parking Spaces	2 Parking Spaces
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	21 S OAK DR
City	SURFSIDE BEACH
State	SC
Zip	29575-3651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLORAL BEACH; LOT 36-B BLK H
Legal Subdivision	LAST RESORT CONDOS
Legal Block	H
Legal Lot Number	36
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	1
Census Block	1003
Census Tract	51202

Owner

21 S Oak Dr is held in a trust since February 2023.

Source: Horry County records, as of February 6, 2026

Owner of Record	Trust Name on File
Mailing Address	170 RINGNECK TRL, MOORESVILLE, NC 28117-8124
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2023	Warranty Deed, Transfer
Oct 3, 2019	Warranty Deed, Transfer · Conventional Mortgage NFM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2019 · Amount on File
Deed Sale	Oct 3, 2019 · Amount on File
Prior Sale	Jun 21, 2010
Deed Book / Page	4248 / 1267
Last Transfer Date	Feb 13, 2023
Transfer Doc	0046512954
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Mar 8, 2023
Property Address	21 S OAK DR, SURFSIDE BEACH, SC 29575-3651
Document Number	0046512954
Book / Page	4651 / 2954
Instrument Date	Feb 13, 2023
Transaction Type	Transfer
Record Updated	Mar 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 RINGNECK TRL, MOORESVILLE, NC 28117-8124

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Oct 3, 2019
Property Address	21 S OAK DR, SURFSIDE BEACH, SC 29575-3651
Document Number	4248/1267
Book / Page	004248 / 001267
Instrument Date	Sep 25, 2019
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,221.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 S OAK DR SURFSIDE BEACH SC 295753651, SURFSIDE BEACH, SC 29575-3651

Mortgage

Document Number	6136/2179
Date	Oct 3, 2019
Book Page	006136/002179

Lender

Name	NFM

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 21 S Oak Dr was $4,957.

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Surfside Beach Town
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,957.00		$619,727 (-) Land $400,000 Building $219,727
2024	$4,957.00 (+8.23%)	$37,184 (+87.9%) Land $24,000 Building $13,184	$619,727 (+87.9%) Land $400,000 Building $219,727
2023	$4,580.00	$19,789 Land $9,103 Building $10,686	$329,810 Land $151,710 Building $178,100
2021	$4,520.00	$13,192 Land $6,068 Building $7,124	$329,810 Land $151,710 Building $178,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21 S Oak Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 292 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	624 units insured incl. 332 condo units
Nearby Flood Claims	86 (1989–2024)
Claims Outside the SFHA	34 of 86
Most Recent Claim	Oct 2024 · tidal / storm surge
Claims by Event	Hurricane Ian, Oct 2022 · 15 claims Hurricane Matthew, Oct 2016 · 10 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 S Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

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