Horry County property record for 18 S Oak Dr, Surfside Beach, SC 29575
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,087 sqft · built 1965 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $605,000 (Dec 2021) |
| Tax Bill | $7,602 (2025) |
| Deeds & Mortgages | Dec 2021 Sale Aug 2019 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 461-07-01-0160 |
| Primary APN | 461-07-01-0160 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,087 sqft Living Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Duplex Single |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Deck Area | Deck Area |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|
| Street Address | 18 S OAK DR |
|---|---|
| City | SURFSIDE BEACH |
| State | SC |
| Zip | 29575-3650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FLORAL BEACH; LT 41 BL H |
| Legal Subdivision | FLORAL BEACH |
| Legal Lot Number | 41 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 51202 |
Source: Horry County assessment roll, APN 461-07-01-0160, as of February 6, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 42 NEW YORK ST, LOWELL, MA 01854-1730 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Dec 06, 2021 | Warranty Deed, Transfer |
| Aug 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 06, 2021 · Amount on Record |
| Deed Sale | Dec 06, 2021 · Amount on Record |
| Deed Book / Page | 4491 / 1195 |
| Prior Transfer Date | Jul 28, 2004 |
| Prior Transfer Doc | 2777/0056 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Dec 06, 2021 |
| Property Address | 18 S OAK DR, SURFSIDE BEACH, SC 29575-3650 |
| Document Number | 0044911195 |
| Book / Page | 4491 / 1195 |
| Instrument Date | Nov 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 42 NEW YORK ST, LOWELL, MA 01854-1730 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 18 S OAK DR, SURFSIDE BEACH, SC 29575-3650 |
| Document Number | 6120/2342 |
| Instrument Date | Aug 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 17 S WILLOW DR SURFSIDE BEACH SC 295753656, SURFSIDE BEACH, SC 29575-3656 |
| Document Number | 6120/2342 |
|---|---|
| Date | Aug 19, 2019 |
| Book Page | 006120/002342 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 18, 2044 |
Source: Horry County assessment roll as of February 6, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Municipality | Surfside Beach Town |
| Unified School District | Horry County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,602.00 | $582,105 (-) Land $400,000 Building $182,105 | |
| 2024 | $7,602.00 (-9.19%) | $34,926 (+131.97%) Land $24,000 Building $10,926 | $582,105 (+33.15%) Land $400,000 Building $182,105 |
| 2023 | $8,371.00 (+225.34%) | $15,056 (-42.6%) Land $9,745 Building $5,311 | $437,180 (-) Land $299,980 Building $137,200 |
| 2021 | $2,573.00 | $26,231 Land $17,999 Building $8,232 | $437,180 Land $299,980 Building $137,200 |
Source: FEMA National Flood Hazard Layer, Horry County (45051C), as of September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450510512021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 292 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 624 units insured incl. 332 condo units |
| Nearby Flood Claims | 86 (1989–2024) |
| Claims Outside the SFHA | 34 of 86 |
| Most Recent Claim | Oct 2024 · tidal / storm surge |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 470 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Horry Telephone Cooperative Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Frontier.
Source: EPA Safe Drinking Water Information System, water system SC2620004, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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