16 S Oak Dr, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 16 S Oak Dr, Surfside Beach, SC 29575

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,520 sqft · built 1999
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Nov 2014)
Tax Bill	$1,658 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`461-07-01-0162`

Property Details

APN / Parcel Number

Primary APN	`461-07-01-0162`
Alternative APN	`1950409039`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,520 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Patio Home
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.07 acres)
Garage Type	Carport
Garage Area	690 sqft
Carport	Carport
Carport Area	690 sqft
Parking Spaces	2 Parking Spaces
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	16 S OAK DR
City	SURFSIDE BEACH
State	SC
Zip	29575-3650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLORAL BEACH; LOT 40A BL H
Legal Subdivision	FLORAL SEC
Legal Lot Number	40A
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	1
Census Block	1002
Census Tract	51202

Owner

Source: Horry County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 15944, MYRTLE BEACH, SC 29587-5944
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 3, 2018	Quit Claim Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2014 · Amount on Record
Deed Sale	Nov 24, 2014 · Amount on Record
Prior Sale	Jun 3, 2011 · Amount on Record
Deed Document Number	2014139738
Deed Book / Page	3780 / 3192
Last Transfer Date	Sep 27, 2018
Transfer Doc	0041463365
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	16 S OAK DR, SURFSIDE BEACH, SC 29575-3650
Document Number	6240/0671
Instrument Date	Jul 11, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 S OAK DR SURFSIDE BEACH SC 295753650, SURFSIDE BEACH, SC 29575-3650

Mortgage

Document Number	6240/0671
Date	Jul 21, 2020
Book Page	006240/000671

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Jul 20, 2032

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HORRY SC
Recording Date	Oct 3, 2018
Property Address	16 S OAK DR, SURFSIDE BEACH, SC 29575-3650
Document Number	4146/3365
Book / Page	004146 / 003365
Instrument Date	Sep 27, 2018
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 S OAK DR SURFSIDE BEACH SC 295753650, SURFSIDE BEACH, SC 29575-3650

Mortgage

Document Number	6030/1809
Date	Oct 3, 2018
Book Page	006030/001809

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 2, 2033

Tax Assessment & Valuation

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Surfside Beach Town
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,658.00		$507,120 (-) Land $295,206 Building $211,914
2024	$1,658.00 (+10.02%)	$30,427 (+133.23%) Land $17,712 Building $12,715	$507,120 (+55.48%) Land $295,206 Building $211,914
2023	$1,507.00 (+2.73%)	$13,046 (-33.34%) Land $5,954 Building $7,092	$326,160 (-) Land $148,860 Building $177,300
2021	$1,467.00	$19,570 Land $8,932 Building $10,638	$326,160 Land $148,860 Building $177,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 292 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	624 units insured incl. 332 condo units
Nearby Flood Claims	86 (1989–2024)
Claims Outside the SFHA	34 of 86
Most Recent Claim	Oct 2024 · tidal / storm surge
Claims by Event	Hurricane Ian, Oct 2022 · 15 claims Hurricane Matthew, Oct 2016 · 10 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

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