21 Roy Mountain Rd, Prospect, CT 06712 Property Records

Prospect Town property record for 21 Roy Mountain Rd, Prospect, CT 06712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,823 sqft · built 2022
Lot Size	2.51 acres (109,336 sqft)
Owner	Individual Name on Record
Tax Bill	$10,140 (2025)
Deeds & Mortgages	Jul 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`H0129600`

Property Details

APN / Parcel Number

Primary APN	`H0129600`
Alternative APN	`PROS M:116 B:128 L:21`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,823 sqft Living Area
Basement Area	1,388 sqft
Unfinished Basement	1,388 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	109,336 sqft (2.51 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	H0129600
Street Address	21 ROY MOUNTAIN RD
City	PROSPECT
State	CT
Zip	06712-1810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Block	128
Legal Lot Number	21
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	1
Census Block	1008
Census Tract	347100

Owner

Source: Prospect Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1 ROY MOUNTAIN RD, PROSPECT, CT 06712-1810
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	21 ROY MOUNTAIN RD, PROSPECT, CT 06712-1810
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000916-28
Date	Jul 14, 2022
Book Page	916/28
Instrument	2022-884

Lender

Name	ION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Prospect Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,140.00	$396,550 (+29.11%) Land $85,610 Building $310,940	$277,585 Land $59,927 Building $217,658
2024	$10,140.00 (+3.43%)
2023	$9,804.00 (+331.13%)	$307,130 (+331.48%) Land $85,580 Building $221,550
2022	$2,274.00	$71,180 Land $71,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20