9 Roy Mountain Rd, Prospect, CT 06712 Property Records

Prospect Town property record for 9 Roy Mountain Rd, Prospect, CT 06712

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,344 sqft · built 1986
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on File
Last Sale	$286,000 (Feb 2020)
Tax Bill	$7,781 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Nov 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S0269700`

Property Details

APN / Parcel Number

Primary APN	`S0269700`
Alternative APN	`PROS M:116 B:128 L:9`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	1,994 sqft
Basement Area	696 sqft
Unfinished Basement	696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2002
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	S0269700
Street Address	9 ROY MOUNTAIN RD
City	PROSPECT
State	CT
Zip	06712-1810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Block	128
Legal Lot Number	9
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	1
Census Block	1008
Census Tract	347100

Owner

Source: Prospect Town records · APN S0269700

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9 ROY MOUNTAIN RD, PROSPECT, CT 06712-1810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Nov 30, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC
Feb 14, 2020	Warranty Deed, Transfer · FHA Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 14, 2020 · Amount on Record
Deed Sale	Feb 14, 2020 · Amount on Record
Prior Sale	Jul 21, 2004 · Amount on Record
Deed Document Number	2020188
Deed Book / Page	854 / 84
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	9 ROY MOUNTAIN RD, PROSPECT, CT 06712-1810
Transaction Type	Mortgage
Record Updated	Aug 13, 2025
Title Company	NONE AVILABALE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000934-640
Date	Jul 25, 2025
Book Page	934/640
Instrument	2025-729

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Aug 01, 2050

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	9 ROY MOUNTAIN RD, PROSPECT, CT 06712-1810
Transaction Type	Mortgage
Record Updated	Dec 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000918-581
Date	Nov 30, 2022
Book Page	918/581
Instrument	2202-1348

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2037

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	Feb 14, 2020
Property Address	9 ROY MOUNTAIN RD, PROSPECT, CT 06712-1810
Document Number	854-84
Book / Page	854 / 84
Instrument Date	Feb 07, 2020
Instrument	188
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	189
Date	Feb 14, 2020
Instrument	189

Lender

Name	NEWREZ LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Prospect Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,781.00	$304,290 (+37.6%) Land $96,040 Building $208,250	$213,003 Land $67,228 Building $145,775
2024	$7,781.00 (+10.23%)
2023	$7,059.00 (-0.08%)	$221,140 (-) Land $96,040 Building $125,100
2022	$7,065.00	$221,140 Land $96,040 Building $125,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 25, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 164 locations within half a mile of this property.

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