18 Roy Mountain Rd, Prospect, CT 06712 Property Records

Prospect Town property record for 18 Roy Mountain Rd, Prospect, CT 06712

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,721 sqft · built 1993
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$489,900 (Mar 2025)
Tax Bill	$12,364 (2026)
Deeds & Mortgages	Mar 2025 Sale & Mortgage Mar 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`H0129500`

Property Details

APN / Parcel Number

Primary APN	`H0129500`
Alternative APN	`PROS M:116 B:128 L:18`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,721 sqft Living Area
Gross Area	5,659 sqft
Basement Area	1,938 sqft
Unfinished Basement	1,938 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2010
Architectural Style	Contemporary
Exterior Material	Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Basement
Parking Spaces	3 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	H0129500
Street Address	18 ROY MOUNTAIN RD
City	PROSPECT
State	CT
Zip	06712-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Block	128
Legal Lot Number	18
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	1
Census Block	1008
Census Tract	347100

Owner

Source: Prospect Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 ROY MOUNTAIN RD, PROSPECT, CT 06712-1809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage PRIME LENDING INC
Mar 31, 2025	Quit Claim Deed, Transfer Quitclaim
May 9, 2024	Commissioner's Deed, Foreclosure
Jul 1, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage AMERICAN HERITAGE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2025 · Amount on Record
Deed Sale	Mar 31, 2025 · Amount on Record
Prior Sale	May 9, 2024 · Amount on Record
Deed Document Number	2025280
Deed Book / Page	933 / 223
Prior Transfer Date	Mar 28, 2025
Prior Transfer Doc	000933-220
Record Updated	Oct 29, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	Mar 31, 2025
Property Address	18 ROY MOUNTAIN RD, PROSPECT, CT 06712-1809
Document Number	000933-223
Book / Page	933 / 223
Instrument Date	Mar 28, 2025
Instrument	2025-00280
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 ROY MOUNTAIN RD, PROSPECT, CT 06712-1809

Mortgage

Document Number	0202500281
Date	Mar 31, 2025
Instrument	2025-00281

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

March 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PROSPECT CT
Recording Date	Mar 31, 2025
Property Address	18 ROY MOUNTAIN RD, PROSPECT, CT 06712-1809
Document Number	000933-220
Book / Page	933 / 220
Instrument Date	Mar 28, 2025
Instrument	2025279
Transaction Type	Transfer
Record Updated	Apr 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 S FRANKLIN ST, TITUSVILLE, PA 16354-2146

May 2024: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	PROSPECT CT
Recording Date	May 9, 2024
Property Address	18 ROY MOUNTAIN RD, PROSPECT, CT 06712-1809
Document Number	000927-583
Book / Page	927 / 583
Instrument Date	Apr 1, 2024
Instrument	2024376
Transaction Type	Foreclosure
Record Updated	May 23, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 S FRANKLIN ST, TITUSVILLE, PA 16354-2146
Investor	Possibly a Property Investor

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	Jul 1, 2022
Property Address	18 ROY MOUNTAIN RD, PROSPECT, CT 06712-1809
Document Number	000915-415
Book / Page	915 / 415
Instrument Date	Jun 30, 2022
Instrument	2022830
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002022831
Date	Jul 1, 2022
Instrument	2022-831

Lender

Name	AMERICAN HERITAGE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Prospect Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,364.00 (+11.34%)	$434,280 (-) Land $91,910 Building $342,370	$707,000 (+132.57%)
2025	$11,105.00	$434,280 (+38.74%) Land $91,910 Building $342,370	$303,996 Land $64,337 Building $239,659
2024	$11,105.00 (+11.15%)
2023	$9,991.00 (-0.1%)	$313,010 (-) Land $91,940 Building $221,070
2022	$10,001.00	$313,010 Land $91,940 Building $221,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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