Franklin County property record for 21 Ridgepoint Meadows Ct, Union, MO 63084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,727 sqft · built 2021 |
| Lot Size | 0.444 acres (19,372 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $39,200 (Feb 2020) |
| Tax Bill | $4,995 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Nov 2020 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-8-33.0-0-017-001.900 |
| Primary APN | 17-8-33.0-0-017-001.900 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,727 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Frame |
| Lot Area | 19,372 sqft (0.444 acres) |
| Street Address | 21 RIDGEPOINT MEADOWS CT |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-2086 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ANU |
| Legal Description | LOT:6 RIDGEPOINT |
| Legal Range | 1W |
| Legal Township | 43N |
| Legal Section | 33 |
| Legal Subdivision | RIDGEPOINT |
| Legal Lot Number | 6 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 800605 |
Source: Franklin County records, as of November 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 105 SPRUCE CT, UNION, MO 63084-5102 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF FRANKLIN COUNTY |
| Nov 16, 2020 | Deed of Trust, Construction Loan · Line of Credit BANK OF FRANKLIN CNTY |
| Feb 19, 2020 | Warranty Deed, Transfer · VA Mortgage ENDEAVOR CAP |
| Jul 20, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF SULLIVAN |
| Jul 21, 2017 | Warranty Deed, Construction Loan · Line of Credit UNITED BK/UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2020 · Amount on Record |
| Deed Sale | Feb 19, 2020 · Amount on Record |
| Deed Document Number | 20202396 |
| Prior Transfer Date | Feb 28, 2005 |
| Prior Transfer Doc | 0000004806 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 21 RIDGEPOINT MEADOWS CT, UNION, MO 63084-2086 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002123138 |
|---|---|
| Date | Dec 13, 2021 |
| Instrument | 2123138 |
| Name | BANK OF FRANKLIN COUNTY |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Nov 16, 2020 |
| Property Address | 21 RIDGEPOINT MEADOWS CT, UNION, MO 63084-2086 |
| Document Number | 0000019738 |
| Instrument Date | Sep 18, 2020 |
| Instrument | 19738 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1 MICHELLE DR UNION MO 630842097, UNION, MO 63084-2097 |
| Document Number | 0000019738 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 19738 |
| Name | BANK OF FRANKLIN CNTY |
|---|---|
| Type | Bank |
| Address | WASHINGTON, MO 63090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 15, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Feb 19, 2020 |
| Property Address | 21 RIDGEPOINT MEADOWS CT, UNION, MO 63084-2086 |
| Document Number | 0000002396 |
| Instrument Date | Feb 19, 2020 |
| Instrument | 2396 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2020 |
| Title Company | CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 SPRUCE CT UNION MO 630845102, UNION, MO 63084-5102 |
| Document Number | 2397 |
|---|---|
| Date | Feb 19, 2020 |
| Instrument | 2397 |
| Name | ENDEAVOR CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 18, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 21 RIDGEPOINT MEADOWS CT, UNION, MO 63084-2086 |
| Document Number | 0000010219 |
| Instrument Date | Jul 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 860 REN VAL RD UNION MO 630842737, UNION, MO 63084-2737 |
| Document Number | 0000010219 |
|---|---|
| Date | Jul 24, 2018 |
| Instrument | 10219 |
| Name | BANK OF SULLIVAN |
|---|---|
| Type | Bank |
| Address | UNION, MO 63084 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Jul 21, 2017 |
| Property Address | 21 RIDGEPOINT MEADOWS CT, UNION, MO 63084-2086 |
| Document Number | 0000011021 |
| Instrument Date | Jul 20, 2017 |
| Instrument | 11021 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 25, 2017 |
| Title Company | FRANKLIN COUNTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 860 REN VAL RD UNION MO 630842737, UNION, MO 63084-2737 |
| Investor | Possibly a Property Investor |
| Document Number | 11022 |
|---|---|
| Date | Jul 21, 2017 |
| Instrument | 11022 |
| Name | UNITED BK/UNION |
|---|---|
| Type | Bank |
| Address | UNION, MO 63084 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 20, 2018 |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Union City |
| Unified School District | Union R-XI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,995.00 (-8.45%) | $83,779 (-7.66%) | $440,940 (-7.66%) Land $30,000 Building $410,940 |
| 2023 | $5,456.00 (+13.83%) | $90,733 | $477,540 Land $30,000 Building $447,540 |
| 2022 | $4,793.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION PWS serves 12,348 people · EPA ID MO6010801 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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