Franklin County property record for 13 Ridgepoint Meadows Ct, Union, MO 63084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,980 sqft · built 2018 |
| Lot Size | 0.278 acres (12,111 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $331,300 (Jul 2020) |
| Tax Bill | $3,649 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-8-33.0-0-017-001.700 |
| Primary APN | 17-8-33.0-0-017-001.700 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,980 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Frame |
| Lot Area | 12,111 sqft (0.278 acres) |
| Street Address | 13 RIDGEPOINT MEADOWS CT |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-2086 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ANU |
| Legal Description | LOT:4 RIDGEPOINT |
| Legal Range | 1W |
| Legal Township | 43N |
| Legal Section | 33 |
| Legal Subdivision | RIDGEPOINT |
| Legal Lot Number | 4 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 800605 |
Source: Franklin County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13 RIDGEPOINT MEADOWS CT, UNION, MO 63084-2086 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2023 | Deed of Trust, Mortgage · Line of Credit LEGENDS BANK |
| Jul 27, 2020 | Warranty Deed, Transfer LEGENDS BK |
| Feb 22, 2018 | Trustee's Deed, Construction Loan · Line of Credit UNITED BK/UNION |
| Jul 21, 2017 | Warranty Deed, Construction Loan · Line of Credit UNITED BK/UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2020 · Amount on Record |
| Deed Sale | Jul 27, 2020 · Amount on Record |
| Deed Document Number | 202011919 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 13 RIDGEPOINT MEADOWS CT, UNION, MO 63084-2086 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002304137 |
|---|---|
| Date | Apr 10, 2023 |
| Instrument | 2304137 |
| Name | LEGENDS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Jul 27, 2020 |
| Property Address | 13 RIDGEPOINT MEADOWS CT, UNION, MO 63084-2086 |
| Document Number | 0000011919 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 11919 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2020 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13 RIDGEPOINT MEADOWS CT UNION MO 630842086, UNION, MO 63084-2086 |
| Document Number | 11920 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 11920 |
| Name | LEGENDS BK |
|---|---|
| Type | Bank |
| Address | LINN, MO 65051 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 26, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Feb 22, 2018 |
| Property Address | 13 RIDGEPOINT MEADOWS CT, UNION, MO 63084-2086 |
| Instrument Date | Jan 26, 2018 |
| Instrument | 2203 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 1, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 860 REN VAL RD UNION MO 630842737, UNION, MO 63084-2737 |
| Document Number | 0000002203 |
|---|---|
| Date | Feb 22, 2018 |
| Instrument | 2203 |
| Name | UNITED BK/UNION |
|---|---|
| Type | Bank |
| Address | UNION, MO 63084 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 21, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Jul 21, 2017 |
| Property Address | 13 RIDGEPOINT MEADOWS CT, UNION, MO 63084-2086 |
| Document Number | 0000011021 |
| Instrument Date | Jul 20, 2017 |
| Instrument | 11021 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 25, 2017 |
| Title Company | FRANKLIN COUNTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 860 REN VAL RD UNION MO 630842737, UNION, MO 63084-2737 |
| Investor | Possibly a Property Investor |
| Document Number | 11022 |
|---|---|
| Date | Jul 21, 2017 |
| Instrument | 11022 |
| Name | UNITED BK/UNION |
|---|---|
| Type | Bank |
| Address | UNION, MO 63084 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 20, 2018 |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Union City |
| Unified School District | Union R-XI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,649.00 (+11.32%) | $61,210 (+12.26%) | $322,160 (+12.26%) Land $30,000 Building $292,160 |
| 2023 | $3,278.00 (-1.97%) | $54,524 | $286,970 Land $30,000 Building $256,970 |
| 2022 | $3,344.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION PWS serves 12,348 people · EPA ID MO6010801 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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