14 Ridgepoint Meadows Ct, Union, MO 63084 Property Records

Franklin County property record for 14 Ridgepoint Meadows Ct, Union, MO 63084

Property Summary

Property TypeSingle Family Home
Details1,884 sqft · built 2020
Lot Size0.362 acres (15,810 sqft)
OwnerIndividual Name on Record
Last Sale$354,300 (Mar 2020)
Tax Bill$3,340 (2025)
Deeds & MortgagesJun 2021 Mortgage
Mar 2020 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN17-8-33.0-0-017-001.180

Property Details

APN / Parcel Number

Primary APN17-8-33.0-0-017-001.180

Interior

Stories1 Story
Building Area1,884 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Construction TypeFrame
Lot Area15,810 sqft (0.362 acres)

Location & Zoning

Street Address14 RIDGEPOINT MEADOWS CT
CityUNION
StateMO
Zip63084-2051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeANU
Legal DescriptionLOT:12 RIDGEPOINT
Legal Range1W
Legal Township43N
Legal Section33
Legal SubdivisionRIDGEPOINT
Legal Lot Number12
JurisdictionFRANKLIN MO
Township / Civil DivisionUNION
Census Block Group1
Census Block1023
Census Tract800605

Owner

Source: Franklin County records, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address22 SOMERFIELD DR, UNION, MO 63084-4931
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF FRANKLIN COUNTY
Mar 30, 2020Warranty Deed, Construction Loan · Line of Credit
BANK OF FRANKLIN CNTY
Jul 20, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF SULLIVAN
Jul 21, 2017Warranty Deed, Construction Loan · Line of Credit
UNITED BK/UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 30, 2020 · Amount on Record
Deed SaleMar 30, 2020 · Amount on Record
Deed Document Number20204376
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address14 RIDGEPOINT MEADOWS CT, UNION, MO 63084-2051
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0002110322
DateJun 2, 2021
Instrument2110322
Lender
NameBANK OF FRANKLIN COUNTY
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051
Interest
Rate TypeFixed Rate

March 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateMar 30, 2020
Property Address14 RIDGEPOINT MEADOWS CT, UNION, MO 63084-2051
Document Number0000004376
Instrument DateMar 27, 2020
Instrument4376
Transaction TypeConstruction Loan
Record UpdatedApr 16, 2020
Title CompanyUS TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address22 SOMERFIELD DR UNION MO 630844931, UNION, MO 63084-4931

Mortgage

Document Number4377
DateMar 30, 2020
Instrument4377
Lender
NameBANK OF FRANKLIN CNTY
TypeBank
AddressWASHINGTON, MO 63090
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueMar 29, 2021
Interest
Rate TypeAdjustable Rate

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address14 RIDGEPOINT MEADOWS CT, UNION, MO 63084-2051
Document Number0000010219
Instrument DateJul 20, 2018
Transaction TypeMortgage
Record UpdatedAug 7, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address860 REN VAL RD UNION MO 630842737, UNION, MO 63084-2737

Mortgage

Document Number0000010219
DateJul 24, 2018
Instrument10219
Lender
NameBANK OF SULLIVAN
TypeBank
AddressUNION, MO 63084
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

July 2017: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateJul 21, 2017
Property Address14 RIDGEPOINT MEADOWS CT, UNION, MO 63084-2051
Document Number0000011021
Instrument DateJul 20, 2017
Instrument11021
Transaction TypeConstruction Loan
Record UpdatedJul 25, 2017
Title CompanyFRANKLIN COUNTY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address860 REN VAL RD UNION MO 630842737, UNION, MO 63084-2737
InvestorPossibly a Property Investor

Mortgage

Document Number11022
DateJul 21, 2017
Instrument11022
Lender
NameUNITED BK/UNION
TypeBank
AddressUNION, MO 63084
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJul 20, 2018
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalityUnion City
Unified School DistrictUnion R-XI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,340.00 (+19.12%)$56,020 (+20.14%)$294,840 (+20.14%) Land $30,000 Building $264,840
2023$2,804.00 (+1.01%)$46,630$245,420 Land $30,000 Building $215,420
2022$2,776.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION PWS
serves 12,348 people · EPA ID MO6010801
Water SourceGroundwater
Last State InspectionNov 2022
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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