21 Plain St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 21 Plain St, Natick, MA 01760

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,520 sqft · built 2015
Lot Size0.143 acres (6,242 sqft)
Owner2 Individual Names on Record
Last Sale$965,000 (Mar 2019)
Tax Bill$13,871 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jan 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN43-00000046

Property Details

APN / Parcel Number

Primary APN43-00000046
Alternative APN
  • NATI M:00000043 P:00000046

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,520 sqft Living Area
1st Floor Area504 sqft
Basement Area581 sqft
Unfinished Basement581 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area6,242 sqft (0.143 acres)
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number43-00000046
Street Address21 PLAIN ST
CityNATICK
StateMA
Zip01760-4843
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRG
JurisdictionNATICK MA
Township / Civil DivisionNATICK
Census Block Group1
Census Block1001
Census Tract382400

Owner

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address21 PLAIN ST, NATICK, MA 01760-4843
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2021Deed of Trust, Mortgage · ARM
US BANK NA
Jan 23, 2020Deed of Trust, Mortgage · ARM
US BANK NA
Aug 21, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
US BANK NA
Oct 29, 2020Deed of Trust, Mortgage · ARM
US BANK NA
Mar 19, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 19, 2019 · Amount on Record
Deed SaleMar 19, 2019 · Amount on Record
Prior SaleDec 17, 2015 · Amount on Record
Deed Book / Page72350 / 197
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address21 PLAIN ST, NATICK, MA 01760-4843
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number078474-313
DateAug 16, 2021
Book Page78474/313
Instrument182617
Lender
NameUS BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueSep 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateSep 1, 2031
IndexOther

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address21 PLAIN ST, NATICK, MA 01760-4843
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number74026-442
DateJan 23, 2020
Book Page74026/442
Instrument10594
Lender
NameUS BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050
Interest
Rate TypeAdjustable Rate
Type Change DateFeb 1, 2030

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address21 PLAIN ST, NATICK, MA 01760-4843
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number73146-367
DateAug 21, 2019
Book Page73146/367
Instrument124641
Lender
NameUS BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address21 PLAIN ST, NATICK, MA 01760-4843
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number76023-515
DateOct 29, 2020
Book Page76023/515
Instrument199718
Lender
NameUS BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueNov 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateNov 1, 2030
IndexOther

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNATICK MA
Recording DateMar 19, 2019
Property Address21 PLAIN ST, NATICK, MA 01760-4843
Document Number72350-197
Book / Page72350 / 197
Instrument DateMar 15, 2019
Instrument33691
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address82 N MAIN ST APT 4318, 4318, NATICK, MA 01760-3482

Mortgage

Document Number33692
DateMar 19, 2019
Instrument33692
Lender
NameUS BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNatick Town
Unified School DistrictNatick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,871.00 (+3.1%)$1,159,800 (+5.69%) Land $407,700 Building $752,100$1,170,210
2024$13,454.00 (+7.7%)$1,097,400 (+11.04%) Land $385,100 Building $712,300
2023$12,492.00$988,300 Land $362,400 Building $625,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNATICK WATER AND SEWER DIVISION
serves 37,006 people · EPA ID MA3198000
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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