20 Plain St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 20 Plain St, Natick, MA 01760

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,183 sqft · built 1900
Lot Size0.145 acres (6,312 sqft)
Owner2 Individual Names on Record
Last Sale$175,500 (Aug 1998)
Tax Bill$5,261 (2025)
Deeds & MortgagesAug 2026 Second Mortgage
Jul 2022 Refinance
Flood ZoneZone X (minimal risk)
APN43-00000037

Property Details

APN / Parcel Number

Primary APN43-00000037
Alternative APN
  • NATI M:00000043 P:00000037

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,183 sqft Living Area
1st Floor Area648 sqft
Basement Area648 sqft
Unfinished Basement648 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1952
Architectural StyleOther
Exterior MaterialWood Siding
Lot Area6,312 sqft (0.145 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number43-00000037
Street Address20 PLAIN ST
CityNATICK
StateMA
Zip01760-4842
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRG
JurisdictionNATICK MA
Township / Civil DivisionNATICK
Census Block Group1
Census Block1016
Census Tract382400

Owner

Source: Middlesex County and Natick Town records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 PLAIN ST, NATICK, MA 01760-4842
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Jul 8, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 1998 · Amount on Record
Deed SaleAug 14, 1998 · Amount on Record
Prior SaleJun 30, 1994 · Amount on Record
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Recording DateAug 4, 2026
Property Address20 PLAIN ST, NATICK, MA 01760-4842
Document Number0002005439
Instrument DateJul 29, 2026
Instrument20262005439
Transaction TypeMortgage
Record UpdatedSep 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 PLAIN ST, NATICK, MA 01760-4842

Mortgage

Document Number0002005439,
DateAug 4, 2026
Instrument20262005439
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueSep 1, 2046
Interest
Max Rate-1%

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address20 PLAIN ST, NATICK, MA 01760-4842
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001918071
DateJul 8, 2022
Instrument1918071
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueAug 1, 2042

Tax Assessment & Valuation

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNatick Town
Unified School DistrictNatick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,261.00 (+3.36%)$439,900 (+5.95%) Land $408,500 Building $31,400$607,240
2024$5,090.00 (+3.1%)$415,200 (+6.3%) Land $385,800 Building $29,400
2023$4,937.00$390,600 Land $363,100 Building $27,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNATICK WATER AND SEWER DIVISION
serves 37,006 people · EPA ID MA3198000
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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