21 Phillips St, Amsterdam, NY 12010 Property Records

Montgomery County and Amsterdam City property record for 21 Phillips St, Amsterdam, NY 12010

Property Summary

Property Type	Multi-Family Dwellings
Details	6 bd · 3 ba · 2,444 sqft · built 1890
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$17,500 (Dec 2018)
Tax Bill	$1,252 (2026)
Deeds & Mortgages	Dec 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`270100 39.15-1-48`

Property Details

APN / Parcel Number

Primary APN	`270100 39.15-1-48`
Alternative APNs	`010003901500010480000000` `0274130`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Units	3 Units
Stories	2 Stories
Building Area	2,444 sqft Total Area
1st Floor Area	1,222 sqft
2nd Floor Area	1,222 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	841 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	852 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0274130
Street Address	21 PHILLIPS ST
City	AMSTERDAM
State	NY
Zip	12010-1215
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	03 - MULTI
Legal Description	RES 2 G L 50 X 100
Legal Block	1
Legal Lot Number	48.000
Jurisdiction	MONTGOMERY NY
Township / Civil Division	AMSTERDAM
Census Block Group	2
Census Block	2004
Census Tract	70400

Owner

21 Phillips St, a residential property, is owned by an individual who bought it in December 2018.

Source: Montgomery County and Amsterdam City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	126 MARKET ST, AMSTERDAM, NY 12010-3624
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2018 · Amount on File
Deed Sale	Dec 12, 2018 · Amount on File
Deed Book / Page	2018 / 81311
Prior Transfer Date	Nov 17, 2004
Prior Transfer Doc	0120200001
Record Updated	Oct 29, 2026

December 2018: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	MONTGOMERY NY
Recording Date	Dec 12, 2018
Property Address	21 PHILLIPS ST, AMSTERDAM, NY 12010-1215
Document Number	0000081311
Instrument Date	Oct 25, 2018
Instrument	81311
Transaction Type	Foreclosure
Record Updated	Mar 7, 2019

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Foreclosure Auction Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 MARKET ST AMSTERDAM NY 120103624, AMSTERDAM, NY 12010-3624

Tax Assessment & Valuation

The 2026 property tax bill for 21 Phillips St was $1,252, up 139.4% from the year before.

Source: Montgomery County and Amsterdam City assessment roll, as of May 11, 2026

Property Jurisdictions

Type	Name
State	New York
Municipality	Amsterdam City
County	Montgomery County
Unified School District	Amsterdam City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,252.00 (+139.39%)
2025	$523.00	$25,000 Land $3,800 Building $21,200	$73,529 Land $11,176 Building $62,353
2023		$25,000 Land $3,800 Building $21,200	$58,140 Land $8,837 Building $49,303
2020	$636.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Phillips St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2016

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Phillips St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMSTERDAM (C) serves 20,700 people · EPA ID NY2800136
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	14 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20