Montgomery County and Amsterdam City property record for 18 Phillips St, Amsterdam, NY 12010
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,104 sqft · built 1915 |
| Lot Size | 0.143 acres (6,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (Nov 2018) |
| Tax Bill | $2,604 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Nov 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 270100 39.19-1-3 |
| Primary APN | 270100 39.19-1-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,104 sqft Living Area |
| 1st Floor Area | 1,052 sqft |
| 2nd Floor Area | 1,052 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 6,250 sqft (0.143 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 442 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0275240 |
|---|---|
| Street Address | 18 PHILLIPS ST |
| City | AMSTERDAM |
| State | NY |
| Zip | 12010-1214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | RES L 50 X 125 |
| Legal Block | 1 |
| Legal Lot Number | 3.000 |
| Jurisdiction | MONTGOMERY NY |
| Township / Civil Division | AMSTERDAM |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 70400 |
18 Phillips St is owned and occupied by two individuals who bought it in November 2018.
Source: Montgomery County and Amsterdam City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 PHILLIPS ST, AMSTERDAM, NY 12010-1214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Nov 20, 2018 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2018 · Amount on File |
| Deed Sale | Nov 20, 2018 · Amount on File |
| Prior Sale | Nov 19, 2003 · Amount on File |
| Deed Book / Page | 2018 / 80926 |
| Prior Transfer Date | Aug 12, 2003 |
| Prior Transfer Doc | 0727000321 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NY |
| Property Address | 18 PHILLIPS ST, AMSTERDAM, NY 12010-1214 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 4092 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 2021-94092 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY NY |
| Recording Date | Nov 20, 2018 |
| Property Address | 18 PHILLIPS ST, AMSTERDAM, NY 12010-1214 |
| Document Number | 0000080926 |
| Instrument Date | Nov 19, 2018 |
| Instrument | 80926 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 PHILLIPS ST AMSTERDAM NY 120101214, AMSTERDAM, NY 12010-1214 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 18 Phillips St was $2,604, up 139.6% from the year before.
Source: Montgomery County and Amsterdam City assessment roll, as of May 11, 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Amsterdam City |
| County | Montgomery County |
| Unified School District | Amsterdam City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,604.00 (+139.56%) | ||
| 2025 | $1,087.00 | $52,000 Land $1,400 Building $50,600 | $152,941 Land $4,118 Building $148,823 |
| 2023 | $52,000 Land $1,400 Building $50,600 | $120,930 Land $3,256 Building $117,674 | |
| 2020 | $945.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 18 Phillips St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2016 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 Phillips St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMSTERDAM (C) serves 20,700 people · EPA ID NY2800136 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 14 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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