25 Phillips St, Amsterdam, NY 12010 Property Records

Montgomery County and Amsterdam City property record for 25 Phillips St, Amsterdam, NY 12010

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,970 sqft · built 1943
Lot Size0.114 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$148,500 (Aug 2024)
Tax Bill$3,004 (2026)
Deeds & MortgagesMar 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN270100 39.15-1-73

Property Details

APN / Parcel Number

Primary APN270100 39.15-1-73
Alternative APNs
  • 010003901500010730000000
  • 0274150

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,970 sqft Living Area
1st Floor Area1,070 sqft
2nd Floor Area900 sqft

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1943
Architectural StyleTraditional
Exterior MaterialWood
Lot Area5,000 sqft (0.114 acres)
Lot Dimensions100 ft deep x 50 ft wide
PorchSlab
Porch Area158 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0274150
Street Address25 PHILLIPS ST
CityAMSTERDAM
StateNY
Zip12010-1227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionRES L 60 X 100
Legal Block1
Legal Lot Number73.000
JurisdictionMONTGOMERY NY
Township / Civil DivisionAMSTERDAM
Census Block Group2
Census Block2004
Census Tract70400

Owner

Source: Montgomery County and Amsterdam City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address25 PHILLIPS ST, AMSTERDAM, NY 12010-1227
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2024 · Amount on Record
Deed SaleAug 12, 2024 · Amount on Record
Prior SaleMar 28, 2024 · Amount on Record
Deed Document Number20242590
Prior Transfer DateAug 16, 1996
Record UpdatedOct 29, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY NY
Recording DateMar 28, 2024
Property Address25 PHILLIPS ST, AMSTERDAM, NY 12010-1227
Document Number0000000084
Instrument DateMar 8, 2024
Instrument2024-984
Transaction TypeTransfer
Record UpdatedApr 16, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address61 PULASKI ST, AMSTERDAM, NY 12010-5030

Mortgage

Document Number0000000085
DateMar 28, 2024
Instrument2024-985
Lender
NameBROADVIEW FEDERAL CREDIT UNION
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Montgomery County and Amsterdam City assessment roll, as of May 11, 2026

Property Jurisdictions

TypeName
StateNew York
MunicipalityAmsterdam City
CountyMontgomery County
Unified School DistrictAmsterdam City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,004.00 (+161.9%)
2025$1,147.00 (+23.87%)$60,000 (-) Land $3,800 Building $56,200$176,471 (+26.47%) Land $11,176 Building $165,295
2023$60,000 Land $3,800 Building $56,200$139,535 Land $8,837 Building $130,698
2020$926.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2016

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMSTERDAM (C)
serves 20,700 people · EPA ID NY2800136
Water SourceSurface water
Last State InspectionOct 2025
Lead14 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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