Middlesex County and Natick Town property record for 21 Overbrook Ter, Natick, MA 01760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,098 sqft · built 1928 |
| Lot Size | 0.232 acres (10,097 sqft) |
| Owner | Individual Name on File |
| Last Sale | $550,000 (Aug 2024) |
| Tax Bill | $6,695 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Apr 2024 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00000369 |
| Primary APN | 21-00000369 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,098 sqft Living Area |
| 1st Floor Area | 600 sqft |
| Basement Area | 648 sqft |
| Unfinished Basement | 648 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,097 sqft (0.232 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 21-00000369 |
|---|---|
| Street Address | 21 OVERBROOK TER |
| City | NATICK |
| State | MA |
| Zip | 01760-1419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSA |
| Jurisdiction | NATICK MA |
| Township / Civil Division | NATICK |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 382100 |
21 Overbrook Ter is owned and occupied by an individual who bought it in August 2024.
Source: Middlesex County and Natick Town records, as of July 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21 OVERBROOK TER, NATICK, MA 01760-1419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Line of Credit BAY STATE SAVINGS BANK |
| Apr 26, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance KELVIN HAWTHORNE |
| Mar 23, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2024 · Amount on File |
| Deed Sale | Aug 16, 2024 · Amount on File |
| Prior Sale | Mar 23, 2020 · Amount on File |
| Deed Document Number | 202492313 |
| Deed Book / Page | 83136 / 309 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | Jun 30, 2026 |
| Property Address | 21 OVERBROOK TER, NATICK, MA 01760-1419 |
| Document Number | 0000079352 |
| Book / Page | 85810 / 547 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 202679352 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 21 OVERBROOK TER, NATICK, MA 01760-1419 |
| Document Number | 0000079352, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 85810/547 |
| Instrument | 202679352 |
| Name | BAY STATE SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 21 OVERBROOK TER, NATICK, MA 01760-1419 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2024 |
| Name | Verified Name |
|---|
| Document Number | 082706-498 |
|---|---|
| Date | Apr 26, 2024 |
| Book Page | 82706/498 |
| Instrument | 42309 |
| Name | KELVIN HAWTHORNE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | Mar 23, 2020 |
| Property Address | 21 OVERBROOK TER, NATICK, MA 01760-1419 |
| Document Number | 74331-545 |
| Book / Page | 074331 / 000545 |
| Instrument Date | Mar 12, 2020 |
| Instrument | 42757 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $2,061.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 OVERBROOK TER NATICK MA 017601419, NATICK, MA 01760-1419 |
The 2025 property tax bill for 21 Overbrook Ter was $6,695, up 1.9% from the year before.
Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Natick Town |
| Unified School District | Natick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,695.00 (+1.93%) | $559,800 (+4.5%) Land $400,200 Building $159,600 | $510,435 |
| 2024 | $6,568.00 (-4.41%) | $535,700 (-1.45%) Land $385,200 Building $150,500 | |
| 2023 | $6,871.00 | $543,600 Land $385,200 Building $158,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Overbrook Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Overbrook Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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