Middlesex County and Natick Town property record for 20 Overbrook Ter, Natick, MA 01760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,664 sqft · built 1935 |
| Lot Size | 0.323 acres (14,087 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $295,500 (Jul 2013) |
| Tax Bill | $8,609 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Jan 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00000368 |
| Primary APN | 21-00000368 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,664 sqft Living Area |
| 1st Floor Area | 598 sqft |
| Basement Area | 598 sqft |
| Unfinished Basement | 598 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,087 sqft (0.323 acres) |
| Parking Spaces | 1 Parking Space |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 21-00000368 |
|---|---|
| Street Address | 20 OVERBROOK TER |
| City | NATICK |
| State | MA |
| Zip | 01760-1420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSA |
| Jurisdiction | NATICK MA |
| Township / Civil Division | NATICK |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 382100 |
Source: Middlesex County and Natick Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 OVERBROOK TER, NATICK, MA 01760-1420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jan 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PATRIOT BANK |
| Feb 28, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance PATRIOT BANK |
| Jan 20, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance PATRIOT BANK |
| Sep 21, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2013 · Amount on Record |
| Deed Sale | Jul 29, 2013 · Amount on Record |
| Prior Sale | Jul 29, 2013 · Amount on Record |
| Deed Book / Page | 62339 / 257 |
| Last Transfer Date | Jan 12, 2021 |
| Transfer Doc | 76728-202 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 20 OVERBROOK TER, NATICK, MA 01760-1420 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 079350-128 |
|---|---|
| Date | Dec 15, 2021 |
| Book Page | 79350/128 |
| Instrument | 269933 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jan 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 20 OVERBROOK TER, NATICK, MA 01760-1420 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 076728-205 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 76728/205 |
| Instrument | 12437 |
| Name | PATRIOT BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 20 OVERBROOK TER, NATICK, MA 01760-1420 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74202-432 |
|---|---|
| Date | Feb 28, 2020 |
| Book Page | 74202/432 |
| Instrument | 29868 |
| Name | PATRIOT BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 1, 2045 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | Jan 20, 2021 |
| Property Address | 20 OVERBROOK TER, NATICK, MA 01760-1420 |
| Document Number | 076728-202 |
| Book / Page | 76728 / 202 |
| Instrument Date | Jan 12, 2021 |
| Instrument | 12436 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20 OVERBROOK TER, NATICK, MA 01760-1420 |
| Document Number | 076728-205 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 76728/205 |
| Instrument | 12437 |
| Name | PATRIOT BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 20 OVERBROOK TER, NATICK, MA 01760-1420 |
| Document Number | 71734-259 |
| Instrument Date | Sep 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2018 |
| Name | Verified Name |
|---|---|
| Address | 20 OVERBROOK TER NATICK MA 017601420, NATICK, MA 01760-1420 |
| Document Number | 71734-259 |
|---|---|
| Date | Oct 11, 2018 |
| Book Page | 071734/000259 |
| Instrument | 156846 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Natick Town |
| Unified School District | Natick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,609.00 (+1.81%) | $719,800 (+4.36%) Land $408,200 Building $311,600 | $582,920 |
| 2024 | $8,456.00 (+0.18%) | $689,700 (+3.28%) Land $392,900 Building $296,800 | |
| 2023 | $8,441.00 | $667,800 Land $392,100 Building $275,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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