Middlesex County and Natick Town property record for 12 Overbrook Ter, Natick, MA 01760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,503 sqft · built 1945 |
| Lot Size | 0.161 acres (7,026 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $510,000 (Sep 2018) |
| Tax Bill | $7,431 (2025) |
| Deeds & Mortgages | Aug 2022 Refinance Dec 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00000364 |
| Primary APN | 21-00000364 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,503 sqft Living Area |
| 1st Floor Area | 700 sqft |
| Basement Area | 796 sqft |
| Unfinished Basement | 796 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,026 sqft (0.161 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 21-00000364 |
|---|---|
| Street Address | 12 OVERBROOK TER |
| City | NATICK |
| State | MA |
| Zip | 01760-1420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSA |
| Jurisdiction | NATICK MA |
| Township / Civil Division | NATICK |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 382100 |
Source: Middlesex County and Natick Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12 OVERBROOK TER, NATICK, MA 01760-1420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 9, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU |
| Dec 28, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LADERA LENDING |
| May 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 28, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT COM |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2018 · Amount on Record |
| Deed Sale | Sep 28, 2018 · Amount on Record |
| Prior Sale | Oct 3, 2005 · Amount on Record |
| Deed Book / Page | 71681 / 120 |
| Transfer Doc | 071681-120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 12 OVERBROOK TER, NATICK, MA 01760-1420 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 080555-263 |
|---|---|
| Date | Aug 9, 2022 |
| Book Page | 80555/263 |
| Instrument | 121978 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 12 OVERBROOK TER, NATICK, MA 01760-1420 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76542-529 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 76542/529 |
| Instrument | 249047 |
| Name | LADERA LENDING |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 12 OVERBROOK TER, NATICK, MA 01760-1420 |
| Document Number | 72590-495 |
| Instrument Date | May 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 12 OVERBROOK TER NATICK MA 017601420, NATICK, MA 01760-1420 |
| Document Number | 72590-495 |
|---|---|
| Date | May 13, 2019 |
| Book Page | 072590/000495 |
| Instrument | 61350 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 12, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | Sep 28, 2018 |
| Property Address | 12 OVERBROOK TER, NATICK, MA 01760-1420 |
| Document Number | 71681-120 |
| Book / Page | 071681 / 000120 |
| Instrument Date | Sep 25, 2018 |
| Instrument | 150178 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,325.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 OVERBROOK TER NATICK MA 017601420, NATICK, MA 01760-1420 |
| Document Number | 71681-122 |
|---|---|
| Date | Sep 28, 2018 |
| Book Page | 071681/000122 |
| Instrument | 150179 |
| Name | LOANDEPOT COM |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 27, 2048 |
Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Natick Town |
| Unified School District | Natick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,431.00 (+2.58%) | $621,300 (+5.14%) Land $370,300 Building $251,000 | $703,855 |
| 2024 | $7,244.00 (-1.04%) | $590,900 (+2.04%) Land $356,400 Building $234,500 | |
| 2023 | $7,320.00 | $579,100 Land $356,400 Building $222,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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