21 Nicholas Ct, Prospect, CT 06712 Property Records

Prospect Town property record for 21 Nicholas Ct, Prospect, CT 06712

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,993 sqft · built 2001
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (Jun 2007)
Tax Bill	$10,265 (2026)
Deeds & Mortgages	May 2025 Line of Credit Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A0255310`

Property Details

APN / Parcel Number

Primary APN	`A0255310`
Alternative APN	`PROS M:108 B:97 L:21`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,993 sqft Living Area
Basement Area	1,574 sqft
Unfinished Basement	1,574 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	60,984 sqft (1.4 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	A0255310
Street Address	21 NICHOLAS CT
City	PROSPECT
State	CT
Zip	06712-1356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Block	97
Legal Lot Number	21
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	3
Census Block	3007
Census Tract	347100

Owner

21 Nicholas Ct is owned and occupied by an individual who bought it in June 2007.

Source: Prospect Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	21 NICHOLAS CT, PROSPECT, CT 06712-1356
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2025	Deed of Trust, Mortgage · Line of Credit AMERICAN EAGLE FCU
Apr 6, 2018	Deed of Trust, Mortgage WEBSTER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2007 · Amount on File
Deed Sale	Jun 14, 2007 · Amount on File
Prior Sale	Nov 22, 2002 · Amount on File
Deed Book / Page	587 / 272
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	21 NICHOLAS CT, PROSPECT, CT 06712-1356
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000933-725
Date	May 7, 2025
Book Page	933/725
Instrument	2025-392

Lender

Name	AMERICAN EAGLE FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2040

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	21 NICHOLAS CT, PROSPECT, CT 06712-1356
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	819-59
Date	Apr 6, 2018
Book Page	819/59

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	60 Months
Due	Apr 1, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 21 Nicholas Ct was $10,265, up 11.3% from the year before.

Source: Prospect Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,265.00 (+11.33%)	$360,570 (-) Land $107,450 Building $253,120	$622,624 (+146.68%)
2025	$9,220.00	$360,570 Land $107,450 Building $253,120	$252,399 Land $75,215 Building $177,184
2024	$9,220.00 (+12.37%)
2023	$8,205.00 (-0.1%)	$257,050 (-) Land $107,440 Building $149,610
2022	$8,213.00	$257,050 Land $107,440 Building $149,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Nicholas Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Nicholas Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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