11 Nicholas Ct, Prospect, CT 06712 Property Records

Prospect Town property record for 11 Nicholas Ct, Prospect, CT 06712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,162 sqft · built 2002
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (May 2008)
Tax Bill	$11,106 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Aug 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`A0255340`

Property Details

APN / Parcel Number

Primary APN	`A0255340`
Alternative APN	`PROS M:108 B:97 L:11`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,162 sqft Living Area
Basement Area	1,128 sqft
Unfinished Basement	1,128 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2011
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	A0255340
Street Address	11 NICHOLAS CT
City	PROSPECT
State	CT
Zip	06712-1356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Block	97
Legal Lot Number	11
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	3
Census Block	3007
Census Tract	347100

Owner

Source: Prospect Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 NICHOLAS CT, PROSPECT, CT 06712-1356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · Line of Credit LIBERTY BANK
Aug 12, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2008 · Amount on Record
Deed Sale	May 5, 2008 · Amount on Record
Prior Sale	Dec 14, 1998 · Amount on Record
Deed Book / Page	610 / 307
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	11 NICHOLAS CT, PROSPECT, CT 06712-1356
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00935-1093
Date	Nov 6, 2025
Book Page	935/1093
Instrument	2025-1143

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	11 NICHOLAS CT, PROSPECT, CT 06712-1356
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	865-27
Date	Aug 12, 2020
Book Page	865/27

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Prospect Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,106.00 (+11.34%)	$390,110 (-) Land $121,450 Building $268,660	$665,538 (+143.72%)
2025	$9,975.00	$390,110 (+37.56%) Land $121,450 Building $268,660	$273,077 Land $85,015 Building $188,062
2024	$9,975.00 (+10.18%)
2023	$9,053.00 (-0.09%)	$283,600 (-) Land $121,470 Building $162,130
2022	$9,061.00	$283,600 Land $121,470 Building $162,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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