15 Nicholas Ct, Prospect, CT 06712 Property Records

Prospect Town property record for 15 Nicholas Ct, Prospect, CT 06712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,055 sqft · built 2001
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (May 2020)
Tax Bill	$9,454 (2026)
Deeds & Mortgages	Feb 2023 Refinance May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A0255330`

Property Details

APN / Parcel Number

Primary APN	`A0255330`
Alternative APN	`PROS M:108 B:97 L:15`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,055 sqft Living Area
Basement Area	1,204 sqft
Unfinished Basement	904 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	69,696 sqft (1.6 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	A0255330
Street Address	15 NICHOLAS CT
City	PROSPECT
State	CT
Zip	06712-1356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Block	97
Legal Lot Number	15
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	3
Census Block	3007
Census Tract	347100

Owner

Source: Prospect Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 NICHOLAS CT, PROSPECT, CT 06712-1356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC
May 5, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage AFC MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2020 · Amount on Record
Deed Sale	May 5, 2020 · Amount on Record
Prior Sale	Jul 9, 2001 · Amount on Record
Deed Book / Page	857 / 347
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	15 NICHOLAS CT, PROSPECT, CT 06712-1356
Transaction Type	Mortgage
Record Updated	Feb 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000920-14
Date	Feb 2, 2023
Book Page	920/14
Instrument	2023-97

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	May 5, 2020
Property Address	15 NICHOLAS CT, PROSPECT, CT 06712-1356
Document Number	857-347
Book / Page	857 / 347
Instrument Date	Apr 28, 2020
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8581
Date	May 5, 2020
Instrument	858/1

Lender

Name	AFC MORTGAGE GROUP LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Prospect Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,454.00 (+11.34%)	$332,080 (-) Land $109,340 Building $222,740	$569,814 (+145.13%)
2025	$8,491.00	$332,080 (+39.57%) Land $109,340 Building $222,740	$232,456 Land $76,538 Building $155,918
2024	$8,491.00 (+11.8%)
2023	$7,595.00 (-0.09%)	$237,930 (-) Land $109,330 Building $128,600
2022	$7,602.00	$237,930 Land $109,330 Building $128,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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