21 Lake Rd, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 21 Lake Rd, Wayne, NJ 07470

Property Summary

Property TypeSingle Family Home
Details1,224 sqft · built 1930
Lot Size0.226 acres (9,845 sqft)
Owner2 Individual Names on File
Last Sale$28,000 (May 2010)
Tax Bill$6,598 (2025)
Deeds & MortgagesMar 2024 Refinance
Apr 2018 Sale
Flood ZoneZone AE (high risk)
APN14-03507-0000-00006

Property Details

APN / Parcel Number

Primary APN14-03507-0000-00006
Alternative APNs
  • 1400626000000009
  • 140350700006

Interior

Building Area1,224 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleBungalow
Lot Area9,845 sqft (0.226 acres)

Location & Zoning

Old Parcel Number1400626000000009
Street Address21 LAKE RD
CityWAYNE
StateNJ
Zip07470-6314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionRIVERVIEW COMMUNITY PROP
Legal Block3507
Legal Lot Number6
JurisdictionPASSAIC NJ
Township / Civil DivisionWAYNE
Census Block Group4
Census Block4002
Census Tract246003

Owner

21 Lake Rd is owned and occupied by two individuals who acquired it in February 2024.

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner of Record2 Individual Names on File
Mailing Address21 LAKE RD, WAYNE, NJ 07470-6314
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2024Intrafamily Transfer, Transfer · Stand-Alone Refinance
UIF CORP
Apr 11, 2018Grant Deed, Transfer
CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 7, 2010 · Amount on File
Deed SaleMay 7, 2010 · Amount on File
Deed Document Number201021133
Deed Book / Page1916 / 253
Last Transfer DateFeb 26, 2024
Transfer Doc0000008607
Record UpdatedSep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPASSAIC NJ
Recording DateMar 13, 2024
Property Address21 LAKE RD, WAYNE, NJ 07470-6314
Document Number0000008607
Book / PageD4680 / 67
Instrument DateFeb 26, 2024
Instrument2024008607
Transaction TypeTransfer
Record UpdatedApr 22, 2024
Title CompanyPRIORITY TITLE AND ESCROW

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address21 LAKE RD, WAYNE, NJ 07470-6314

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address21 LAKE RD, WAYNE, NJ 07470-6314

Mortgage

Document Number0000008608
DateMar 13, 2024
Instrument2024008608
Lender
NameUIF CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueApr 1, 2039

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPASSAIC NJ
Recording DateApr 11, 2018
Property Address21 LAKE RD, WAYNE, NJ 07470-6314
Document Number0000016417
Book / Page003284 / 000241
Instrument DateApr 6, 2018
Instrument16417
Transaction TypeTransfer
Record UpdatedApr 18, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
Tax$170.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address21 LAKE RD WAYNE NJ 074706314, WAYNE, NJ 07470-6314

Tax Assessment & Valuation

The 2025 property tax bill for 21 Lake Rd was $6,598, up 0.9% from the year before.

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
County SubdivisionWayne Township
Unified School DistrictWayne Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$110,000 (-) Land $65,000 Building $45,000$110,000 (-) Land $65,000 Building $45,000
2025$6,598.00 (+0.89%)$110,000 Land $65,000 Building $45,000$110,000 Land $65,000 Building $45,000
2024$6,540.00
2023$110,000 Land $65,000 Building $45,000$110,000 Land $65,000 Building $45,000
2022$6,219.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Lake Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 72 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies78 units insured
incl. 6 condo units
Nearby Flood Claims471 (1978–2024)
Claims Outside the SFHA21 of 471
Most Recent ClaimJan 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 119 claims
  • Severe Storms And Flooding, Mar 2010 · 99 claims
  • Coastal Storms & Flooding, Apr 1984 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWNSHIP OF WAYNE
serves 55,000 people · EPA ID NJ1614001
Water SourcePurchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20

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