Passaic County and Wayne Township property record for 23 Lake Rd, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 1,040 sqft · built 1945 |
| Lot Size | 0.197 acres (8,581 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $202,000 (May 2018) |
| Tax Bill | $6,058 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 14-03507-0000-00005 |
| Primary APN | 14-03507-0000-00005 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,040 sqft Living Area |
|---|
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Bungalow |
| Lot Area | 8,581 sqft (0.197 acres) |
| Old Parcel Number | 1400626000000010 |
|---|---|
| Street Address | 23 LAKE RD |
| City | WAYNE |
| State | NJ |
| Zip | 07470-6314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Subdivision | RIVERVIEW |
| Legal Block | 3507 |
| Legal Lot Number | 5 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 246003 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 23 LAKE RD, WAYNE, NJ 07470-6314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 19, 2022 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| May 2, 2018 | Grant Deed, Transfer · FHA Mortgage 224257 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2018 · Amount on Record |
| Deed Sale | May 2, 2018 · Amount on Record |
| Prior Sale | Oct 17, 2017 · Amount on Record |
| Deed Document Number | 201819617 |
| Deed Book / Page | 3300 / 49 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 23 LAKE RD, WAYNE, NJ 07470-6314 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | BELMONT TTL & STLMT SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000036263 |
|---|---|
| Date | Jul 19, 2022 |
| Book Page | M18096/223 |
| Instrument | 2022036263 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | May 2, 2018 |
| Property Address | 23 LAKE RD, WAYNE, NJ 07470-6314 |
| Document Number | 0000019617 |
| Book / Page | 003300 / 000049 |
| Instrument Date | Apr 23, 2017 |
| Instrument | 19617 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2018 |
| Title Company | CHAMPION TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $202.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 LAKE RD WAYNE NJ 074706314, WAYNE, NJ 07470-6314 |
| Document Number | 19619 |
|---|---|
| Date | May 2, 2018 |
| Book Page | 015001/000251 |
| Instrument | 19619 |
| Name | 224257 |
|---|---|
| Type | Bank |
| Address | WHIPPANY, NJ 07981 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $101,000 (-) Land $63,900 Building $37,100 | $101,000 (-) Land $63,900 Building $37,100 | |
| 2025 | $6,058.00 (+0.88%) | $101,000 (-) Land $63,900 Building $37,100 | $101,000 (-) Land $63,900 Building $37,100 |
| 2024 | $6,005.00 (+5.17%) | ||
| 2023 | $101,000 Land $63,900 Building $37,100 | $101,000 Land $63,900 Building $37,100 | |
| 2022 | $5,710.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 72 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 78 units insured incl. 6 condo units |
| Nearby Flood Claims | 471 (1978–2024) |
| Claims Outside the SFHA | 21 of 471 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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