Passaic County and Wayne Township property record for 15 Lake Rd, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 1,152 sqft · built 1949 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $330,000 (Nov 2021) |
| Tax Bill | $8,457 (2025) |
| Deeds & Mortgages | Aug 2023 Transfer Jan 2023 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 14-03507-0000-00008 |
| Primary APN | 14-03507-0000-00008 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,152 sqft Living Area |
|---|
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Ranch |
| Lot Area | 23,522 sqft (0.54 acres) |
| Old Parcel Number | 1400626000000006 |
|---|---|
| Street Address | 15 LAKE RD |
| City | WAYNE |
| State | NJ |
| Zip | 07470-6314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3507 |
| Legal Lot Number | 8 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 246003 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 LAKE RD, WAYNE, NJ 07470-6314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 4, 2023 | Intrafamily Transfer, Transfer |
| Jan 19, 2023 | Deed of Trust, Mortgage · Conventional Mortgage WALL STREET MORTGAGE BANKERS LTD |
| Nov 29, 2021 | Deed, Transfer · Commercial Mortgage RISKD LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2021 · Amount on Record |
| Deed Sale | Nov 29, 2021 · Amount on Record |
| Deed Document Number | 202173865 |
| Deed Book / Page | 4188 / 41 |
| Last Transfer Date | Feb 27, 2025 |
| Transfer Doc | 0000008889 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Aug 4, 2023 |
| Property Address | 15 LAKE RD, WAYNE, NJ 07470-6314 |
| Document Number | 0000025125 |
| Book / Page | D4566 / 66 |
| Instrument Date | Aug 2, 2023 |
| Instrument | 2023025125 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13 LAKE RD # 15, 15, WAYNE, NJ 07470-6314 |
| Name | Verified Name |
|---|---|
| Address | 13 LAKE RD # 15, 15, WAYNE, NJ 07470-6314 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 15 LAKE RD, WAYNE, NJ 07470-6314 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2023 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000002130 |
|---|---|
| Date | Jan 19, 2023 |
| Book Page | M18341/247 |
| Instrument | 2023002130 |
| Name | WALL STREET MORTGAGE BANKERS LTD |
|---|---|
| Type | Mortgage Company |
| Address | GREAT NECK, NY 11021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Nov 29, 2021 |
| Property Address | 15 LAKE RD, WAYNE, NJ 07470-6314 |
| Document Number | 0000073865 |
| Book / Page | D4188 / 41 |
| Instrument Date | Oct 19, 2021 |
| Instrument | 2021073865 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | PRESTIGE TITLE AGENCY INC, PRESTIGE TITLE AGENCY NOS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,155.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2485 SHIPROCK WAY, 2485, COLORADO SPRINGS, CO 80919-3843 |
| Name | Verified Name |
|---|---|
| Address | 13 LAKE RD # 15, 15, WAYNE, NJ 07470-6314 |
| Document Number | 0000073866 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 2021073866 |
| Name | RISKD LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 37 Months |
| Due | Dec 5, 2024 |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $141,000 (-) Land $73,800 Building $67,200 | $141,000 (-) Land $73,800 Building $67,200 | |
| 2025 | $8,457.00 (+0.88%) | $141,000 (-) Land $73,800 Building $67,200 | $141,000 (-) Land $73,800 Building $67,200 |
| 2024 | $8,383.00 (+5.16%) | ||
| 2023 | $141,000 (-) Land $73,800 Building $67,200 | $141,000 (-) Land $73,800 Building $67,200 | |
| 2022 | $7,972.00 | $141,000 Land $73,800 Building $67,200 | $141,000 Land $73,800 Building $67,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 72 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 78 units insured incl. 6 condo units |
| Nearby Flood Claims | 471 (1978–2024) |
| Claims Outside the SFHA | 21 of 471 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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