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21 Island Cay Dr, Ormond Beach, FL 32176 Property Records

Volusia County property record for 21 Island Cay Dr, Ormond Beach, FL 32176 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,506 sqft · built 1987
Lot Size0.237 acres (10,307 sqft)
Owner2 Trust Names on File
Last Sale$284,000 (Mar 2019)
Tax Bill$4,375 (2025)
Deeds & MortgagesOct 2021 Mortgage
Mar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3221-23-00-0110

Property Details

APN / Parcel Number

Primary APN3221-23-00-0110
Alternative APNs
  • 32132123000110
  • 21133223000110
  • 4821457.0
  • 4821457

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,506 sqft Living Area
Gross Area1,968 sqft
1st Floor Area1,506 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Construction TypeWood
Roof TypeHip
Roof MaterialAsphalt
Lot Area10,307 sqft (0.237 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchScreened/Unfinished Porch
Porch Area220 sqft
Patio Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number4821457
Street Address21 ISLAND CAY DR
CityORMOND BEACH
StateFL
Zip32176-2390
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11 ISLAND 28 MB 40 PG 159 PER OR 3066 PG 2004 PER UNREC D/C PER OR 5431 PG 1860 PER OR 5604 PGS 1126-1127 PER OR 6233 PG 3219 PER OR 6395 PGS 1473-1474 PER OR 6541 PG 1885 PER OR 7662 PG 3839
Legal Range32E
Legal Township13S
Legal Section21
Legal SubdivisionISLAND 28 MB
Legal Tract23
Legal Block2
Legal Lot Number11
JurisdictionVOLUSIA FL
Township / Civil DivisionNORTH PENINSULA
Census Block Group2
Census Block2002
Census Tract80202

Owner

Source: Volusia County records · APN 3221-23-00-0110

Assessment roll updated March 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address21 ISLAND CAY DR, ORMOND BEACH, FL 32176-2390
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
ALLIED MORTGAGE GROUP INC
Mar 01, 2019Warranty Deed, Transfer · Conventional with PMI
BANK OF ENGLAND

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 01, 2019 · Amount on Record
Deed SaleMar 01, 2019 · Amount on Record
Prior SaleDec 01, 2010 · Amount on Record
Deed Document Number201941512
Deed Book / Page7662 / 3839
Prior Transfer DateJun 29, 2005
Prior Transfer Doc0056041126
Record UpdatedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address21 ISLAND CAY DR, ORMOND BEACH, FL 32176-2390
Transaction TypeMortgage
Record UpdatedNov 15, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 ISLAND CAY DR, ORMOND BEACH, FL 32176-2390

Mortgage

Document Number0081411637
DateOct 22, 2021
Book Page8141/1637
Instrument2021-253759
Lender
NameALLIED MORTGAGE GROUP INC
TypeMortgage Company
AddressBALA CYNWYD, PA 19004
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateMar 01, 2019
Property Address21 ISLAND CAY DR, ORMOND BEACH, FL 32176-2390
Document Number0076623839
Book / Page007662 / 003839
Instrument DateFeb 28, 2019
Instrument41512
Transaction TypeTransfer
Record UpdatedMar 20, 2019
Title CompanySMART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,988.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address21 ISLAND CAY DR ORMOND BEACH FL 321762390, ORMOND BEACH, FL 32176-2390

Mortgage

Document Number76623840
DateMar 01, 2019
Book Page007662/003840
Instrument41513
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 28, 2049

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$278,054 (+2.7%)$377,473 (+0.79%) Land $162,000 Building $215,473
2025$4,375.00 (+4.17%) Homeowner's exemption$270,744 (+5.99%)$374,518 (+2.42%) Land $162,000 Building $212,518
2023$4,200.00 (+1.84%) Homeowner's exemption$255,451 (+3%)$365,668 (+11.32%) Land $86,720 Building $278,948
2022$4,124.00 Homeowner's exemption$248,011$328,489 Land $86,720 Building $241,769

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121270802022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance CostPremium on Record
median of 34 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies157 units insured (123 under condo master policies)
23 of 34 individual policies on primary residences
Nearby Flood Claims41 (1992–2022)
Claims Outside the SFHA35 of 41
Most Recent ClaimNov 2022, tidal / storm surge, Hurricane Nicole
Flood Events
  • Hurricane Matthew (Oct 2016), 4 claims
  • Hurricane Frances (Sep 2004), 6 claims
  • Tropical Storm Gordon Tornadoes Flooding Rainfall (Nov 1994), 7 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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