15 Island Cay Dr, Ormond Beach, FL 32176 Property Records

Volusia County property record for 15 Island Cay Dr, Ormond Beach, FL 32176 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2007
Square Footage2,014 sqft Living Area
Garage484 sqft
OccupancyOwner Occupied
Last Sale$505,000 (2023)
Tax Bill$7,634.00 (2025)

Property Details

APN / Parcel Number

Primary APN3221-23-00-0080
Alternative APNs
  • 32132123000080
  • 4821422.0
  • 4821422

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,014 sqft Living Area
1st Floor1,854 sqft 1st Floor
2nd Floor160 sqft 2nd Floor
Upper Floors160 sqft Upper Floors
Stories1 Stories
Primary FlooringCombination, Other Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionHip Roof Construction
Roof MaterialComposition Shingle Roof
Parking Spaces2 Parking Spaces
Garage Area484 sqft Garage

Exterior Amenities

Pool Area1 sqft Pool
Patio Area304 sqft Patio
PorchOpen Porch
Porch Area85 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number4821422.0
Old Parcel Number32132123000080
Street Address15 ISLAND CAY DR
CityORMOND BEACH
StateFL
Zip32176-2390
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 8 ISLAND 28 MB 40 PG 159 PER OR 4635 PG 0952 PER OR 8440 PG 3266
Legal Range32E
Legal Township13S
Legal Section21
Legal SubdivisionISLAND
Legal Tract23
Legal Lot Number8
JurisdictionVOLUSIA FL
Minor Civil DivisionNORTH PENINSULA
Census Blockgroup2
Census Block2002
Census Tract80202

Owner

Source: Volusia County records · APN 3221-23-00-0080

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address15 ISLAND CAY DR, ORMOND BEACH, FL 32176-2390
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2023Warranty Deed, Transfer · Conventional Mortgage
AMERIS BANK
Sep 04, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Apr 11, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 31, 2023 · Amount on Record
Deed SaleJul 31, 2023 · Amount on Record
Prior SaleJan 18, 2001 · Amount on Record
Deed Doc Number2023156755
Deed Book / Page8440 / 3266
Record RefreshedJun 08, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateJul 31, 2023
Property Address15 ISLAND CAY DR, ORMOND BEACH, FL 32176-2390
Document Number0084403266
Book / Page8440 / 3266
Map ReferenceMB 40 PG 159
Instrument DateJul 17, 2023
Instrument2023156755
Transaction TypeTransfer
Record UpdatedSep 04, 2023
Title CompanyWATSON TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,535.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address238 NEWELL AVE, BRISTOL, CT 06010-5936

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 ISLAND CAY DR, ORMOND BEACH, FL 32176-2390

Mortgage

Document Number0084403268
DateJul 31, 2023
Instrument8440/3268
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address15 ISLAND CAY DR, ORMOND BEACH, FL 32176-2390
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0079054035
DateSep 04, 2020
Book Page7905/4035
Instrument2020-167215
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueJun 01, 2050

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address15 ISLAND CAY DR, ORMOND BEACH, FL 32176-2390
Document Number0073871115
Book / Page007387 / 001115
Instrument DateApr 11, 2017
Transaction TypeMortgage
Record UpdatedMay 23, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address15 ISLAND CAY DR ORMOND BEACH FL 321762390, ORMOND BEACH, FL 32176-2390

Mortgage

Document Number0073871115
DateApr 19, 2017
Book Page007387/001115
Instrument76907
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 18, 2047

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,634.00 (+92.2%) Homeowner's exemption$427,408 (+76.1%) Land $162,000 Building $265,408$427,408 (+1.18%) Land $162,000 Building $265,408
2023$3,972.00 (+1.9%) Homeowner's exemption$242,706 (+3%)$422,412 (+0.84%) Land $86,720 Building $335,692
2022$3,898.00 Homeowner's exemption$235,637$418,890 Land $86,720 Building $332,170

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone VE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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