Putnam County and Philipstown Town property record for 21 Howland Rd, Garrison, NY 10524
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,584 sqft · built 1972 |
| Lot Size | 1.39 acres (60,548 sqft) |
| Owner | Individual Name on File |
| Last Sale | $505,100 (Aug 2017) |
| Tax Bill | $8,766 (2024) |
| Deeds & Mortgages | Apr 2024 Line of Credit Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 372689 90.12-1-7 |
| Primary APN | 372689 90.12-1-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| 1st Floor Area | 1,584 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 60,548 sqft (1.39 acres) |
| Lot Width | 70 ft Width |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 231 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 101650 |
|---|---|
| Street Address | 21 HOWLAND RD |
| City | GARRISON |
| State | NY |
| Zip | 10524-3212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Description | LAND & RESIDENCE |
| Legal Subdivision | MAP 4 OF CONTINENTAL VILLAGE |
| Legal Block | 1 |
| Legal Lot Number | 7.000 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 10800 |
21 Howland Rd is owned and occupied by an individual who bought it in August 2017.
Source: Putnam County and Philipstown Town records, as of April 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21 HOWLAND RD, GARRISON, NY 10524-3212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2024 | Deed of Trust, Mortgage · Line of Credit HUDSON VALLEY FCU |
| Aug 18, 2017 | Bargain and Sale Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2017 · Amount on File |
| Deed Sale | Aug 18, 2017 · Amount on File |
| Prior Sale | Jun 24, 2010 · Amount on File |
| Deed Document Number | 20171502095 |
| Deed Book / Page | 2053 / 207 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 21 HOWLAND RD, GARRISON, NY 10524-3212 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 21 HOWLAND RD, GARRISON, NY 10524-3212 |
| Document Number | 0078690304 |
|---|---|
| Date | Apr 22, 2024 |
| Book Page | 7869/304 |
| Instrument | 2213-2024 |
| Name | HUDSON VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | POUGHKEEPSIE, NY 12603 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 21, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Aug 18, 2017 |
| Property Address | 21 HOWLAND RD, GARRISON, NY 10524-3212 |
| Document Number | 0020530207 |
| Book / Page | 2053 / 207 |
| Instrument Date | Aug 8, 2017 |
| Instrument | 1502095 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,022.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21 HOWLAND RD, 21, GARRISON, NY 10524-3212 |
| Name | Verified Name |
|---|---|
| Address | 27A LOWER STATION RD, GARRISON, NY 10524-3604 |
| Document Number | 0001602775 |
|---|---|
| Date | Aug 18, 2017 |
| Instrument | 1602775 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Unified School District | Garrison Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $193,000 Land $47,000 Building $146,000 | $629,279 | |
| 2024 | $8,766.00 | ||
| 2023 | $193,000 (-) Land $47,000 Building $146,000 | $547,984 (+11.73%) Land $133,447 Building $414,537 | |
| 2022 | $193,000 Land $47,000 Building $146,000 | $490,470 Land $119,441 Building $371,029 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 21 Howland Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 13 (1984–2026) |
| Claims Outside the SFHA | 3 of 13 |
| Most Recent Claim | Jul 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Howland Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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