Putnam County and Philipstown Town property record for 18 Howland Rd, Garrison, NY 10524
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,001 sqft · built 1945 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $345,000 (Feb 2013) |
| Tax Bill | $8,217 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Oct 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 372689 90.12-1-4 |
| Primary APN | 372689 90.12-1-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,001 sqft Living Area |
| 1st Floor Area | 2,001 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 252 ft deep x 282 ft wide |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Patio Area | 340 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 102550 |
|---|---|
| Street Address | 18 HOWLAND RD |
| City | GARRISON |
| State | NY |
| Zip | 10524-3214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Subdivision | MAP NO 4 CONTINENTAL VILLAGE |
| Legal Block | 1 |
| Legal Lot Number | 4.000 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 10800 |
Source: Putnam County and Philipstown Town records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 18 HOWLAND RD, GARRISON, NY 10524-3214 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 28, 2026 | Bargain and Sale Deed, Transfer JUDICIAL TITLE |
| Oct 17, 2023 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| May 10, 2018 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Nov 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2013 · Amount on File |
| Deed Sale | Feb 1, 2013 · Amount on File |
| Deed Document Number | 20131500237 |
| Deed Book / Page | 1914 / 311 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Jul 28, 2026 |
| Property Address | 18 HOWLAND RD, GARRISON, NY 10524-3214 |
| Document Number | 0000004730 |
| Book / Page | 2450 / 188 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 20264730 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | JUDICIAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 18 HOWLAND RD, GARRISON, NY 10524-3214 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 18 HOWLAND RD, GARRISON, NY 10524-3214 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2023 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|---|
| Address | 18 HOWLAND RD, GARRISON, NY 10524-3214 |
| Document Number | 0078200103 |
|---|---|
| Date | Oct 17, 2023 |
| Book Page | 7820/103 |
| Instrument | 5935-2023 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | GARRISON, NY 10524 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 16, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 18 HOWLAND RD, GARRISON, NY 10524-3214 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0068240439 |
|---|---|
| Date | May 10, 2018 |
| Book Page | 6824/439 |
| Instrument | 1601420 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 18 HOWLAND RD, GARRISON, NY 10524-3214 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 18 HOWLAND RD, GARRISON, NY 10524-3214 |
| Document Number | 0072010297 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 7201/297 |
| Instrument | 10145-2020 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2040 |
Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Unified School District | Garrison Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,217.00 (-2.21%) | $185,000 (-) Land $45,000 Building $140,000 | $603,195 (+14.84%) |
| 2024 | $8,403.00 | ||
| 2023 | $185,000 (-) Land $45,000 Building $140,000 | $525,270 (+11.73%) Land $127,768 Building $397,502 | |
| 2022 | $185,000 Land $45,000 Building $140,000 | $470,140 Land $114,358 Building $355,782 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 13 (1984–2026) |
| Claims Outside the SFHA | 3 of 13 |
| Most Recent Claim | Jul 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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