21 Hemlock Ct E, Homosassa, FL 34446 Property Records

Citrus County property record for 21 Hemlock Ct E, Homosassa, FL 34446

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,736 sqft · built 1989
Lot Size0.275 acres (12,000 sqft)
Owner2 Individual Names on File
Last Sale$124,000 (Oct 2016)
Tax Bill$1,690 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Jun 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN18E-20S-13-0010-01180-031.0

Property Details

APN / Parcel Number

Primary APN18E-20S-13-0010-01180-031.0
Alternative APNs
  • 1320S18E0010011800310
  • 1561817

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,736 sqft Living Area
1st Floor Area1,736 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1999
Architectural StyleOther
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeHip
Roof MaterialFiberglass
Lot Area12,000 sqft (0.275 acres)
Lot Dimensions120 ft deep x 70 ft wide
Garage Area462 sqft
Parking Spaces7 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area463 sqft
Patio Area119 sqft
Utility Building64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1561817
Old Parcel Number1320S18E0010011800310
Street Address21 HEMLOCK CT E
CityHOMOSASSA
StateFL
Zip34446-5145
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDR PLANNED DEVELOPMENT(S
Legal DescriptionSUGARMILL WOODS CYPRESS VLG PB 9 PG 86 LOT 31 BLK 118
Legal Range18E
Legal Township20S
Legal Section19
Legal SubdivisionSUGARMILL WOODS (CYPRESS VILLA
Legal Block118
Legal Lot Number31
JurisdictionCITRUS FL
Township / Civil DivisionCRYSTAL RIVER
Census Block Group2
Census Block2009
Census Tract451606

Owner

21 Hemlock Ct E is owned and occupied by two individuals who bought it in October 2016.

Source: Citrus County records, as of December 10, 2025

Owner of Record2 Individual Names on File
Mailing Address21 HEMLOCK CT E, HOMOSASSA, FL 34446-5145
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2024Deed of Trust, Mortgage · Conventional Mortgage
MUTUAL OF OMAHA MORTGAGE INC
Jun 13, 2020Deed of Trust, Mortgage · Line of Credit
FLORIDA CU
Aug 4, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 11, 2016 · Amount on File
Deed SaleOct 11, 2016 · Amount on File
Prior SaleJan 22, 2003 · Amount on File
Deed Document Number2016046380
Deed Book / Page2787 / 0611
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address21 HEMLOCK CT E, HOMOSASSA, FL 34446-5145
Transaction TypeMortgage
Record UpdatedMar 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 HEMLOCK CT E, HOMOSASSA, FL 34446-5145

Mortgage

Document Number0034470845
DateFeb 23, 2024
Book Page3447/845
Instrument2024010487
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2054

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address21 HEMLOCK CT E, HOMOSASSA, FL 34446-5145
Document Number0030681193
Instrument DateJun 13, 2020
Transaction TypeMortgage
Record UpdatedAug 5, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2 HEMLOCK CT E HOMOSASSA FL 344465115, HOMOSASSA, FL 34446-5115

Mortgage

Document Number0030681193
DateJun 18, 2020
Book Page003068/001193
Instrument31265
Lender
NameFLORIDA CU
TypeCredit Union
AddressGAINESVILLE, FL 32627
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address21 HEMLOCK CT E, HOMOSASSA, FL 34446-5145
Document Number0028461518
Instrument DateAug 4, 2017
Transaction TypeMortgage
Record UpdatedAug 24, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 HEMLOCK CT E HOMOSASSA FL 344465145, HOMOSASSA, FL 34446-5145

Mortgage

Document Number0028461518
DateAug 14, 2017
Book Page002846/001518
Instrument37513
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 13, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 21 Hemlock Ct E was $1,690 with exemptions applied, up 6.1% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,690.00 (+6.09%) Homeowner's exemption Additional exemption filed$239,773 (-5.68%) Land $22,000 Building $217,773$239,773 (-5.68%) Land $22,000 Building $217,773
2024$1,593.00 (+2.84%) Homeowner's exemption Additional exemption filed$254,207 (+3.71%) Land $18,870 Building $235,337$254,207 (+3.71%) Land $18,870 Building $235,337
2023$1,549.00 (+7.42%) Homeowner's exemption Additional exemption filed$245,119 (+16.97%) Land $18,800 Building $226,319$245,119 (+16.97%) Land $18,800 Building $226,319
2022$1,442.00 Homeowner's exemption Additional exemption filed$209,557 Land $14,000 Building $195,557$209,557 Land $14,000 Building $195,557

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Hemlock Ct E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 26 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Hemlock Ct E is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUGARMILL WOODS S/D
public/private · serves 13,935 people · EPA ID FL6091735
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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