Citrus County property record for 20 Hemlock Ct E, Homosassa, FL 34446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,541 sqft · built 1990 |
| Lot Size | 0.275 acres (11,998 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,000 (Dec 2015) |
| Tax Bill | $2,060 (2025) |
| Deeds & Mortgages | Oct 2022 Transfer Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18E-20S-13-0010-01180-0300 |
| Primary APN | 18E-20S-13-0010-01180-0300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,541 sqft Living Area |
| Gross Area | 3,161 sqft |
| 1st Floor Area | 2,541 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 11,998 sqft (0.275 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 620 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Area | 392 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 497 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1561809 |
|---|---|
| Street Address | 20 HEMLOCK CT E |
| City | HOMOSASSA |
| State | FL |
| Zip | 34446-5115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDR |
| Legal Description | SUGARMILL WOODS CYPRESS VLG PB 9 PG 86 LOT 30 BLK 118 |
| Legal Range | 18E |
| Legal Township | 20S |
| Legal Section | 19 |
| Legal Subdivision | SUGARMILL WOODS (CYPRESS VILLA |
| Legal Block | 118 |
| Legal Lot Number | 30 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | CRYSTAL RIVER |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 451606 |
Source: Citrus County records, as of March 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 HEMLOCK CT E, HOMOSASSA, FL 34446-5115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 31, 2022 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Dec 29, 2021 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Feb 12, 2021 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Jan 2, 2018 | Deed of Trust, Mortgage · VA Mortgage 360 MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2015 · Amount on Record |
| Deed Sale | Dec 14, 2015 · Amount on Record |
| Prior Sale | Sep 22, 2010 · Amount on Record |
| Deed Document Number | 201557699 |
| Deed Book / Page | 2728 / 2457 |
| Last Transfer Date | Oct 27, 2022 |
| Transfer Doc | 0033311086 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Oct 31, 2022 |
| Property Address | 20 HEMLOCK CT E, HOMOSASSA, FL 34446-5115 |
| Document Number | 0033311086 |
| Book / Page | 3331 / 1086 |
| Map Reference | MB 9 PG 87-A |
| Instrument Date | Oct 27, 2022 |
| Instrument | 2022073872 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 HEMLOCK CT, 20, HOMOSASSA, FL 34446 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20 HEMLOCK CT, HOMOSASSA, FL 34446 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 20 HEMLOCK CT E, HOMOSASSA, FL 34446-5115 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 20 HEMLOCK CT E, HOMOSASSA, FL 34446-5115 |
| Document Number | 0032391460 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | 3239/1460 |
| Instrument | 2021089411 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 20 HEMLOCK CT E, HOMOSASSA, FL 34446-5115 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2021 |
| Name | Verified Name |
|---|---|
| Address | 20 HEMLOCK CT E, HOMOSASSA, FL 34446-5115 |
| Document Number | 0031341401 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | 3134/1401 |
| Instrument | 2021009029 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 20 HEMLOCK CT E, HOMOSASSA, FL 34446-5115 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0028721203 |
|---|---|
| Date | Jan 2, 2018 |
| Book Page | 2872/1203 |
| Instrument | 2018000050 |
| Name | 360 MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78726 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Apr 1, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 3.37% |
| Index | 1-Year CMT |
| Max Rate | 5% |
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,060.00 (+5.64%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $171,043 (-48.63%) | $324,379 (-2.59%) Land $22,000 Building $302,379 |
| 2024 | $1,950.00 (+2.9%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Additional exemption filed | $332,990 (+2.74%) Land $18,870 Building $314,120 | $332,990 (+2.74%) Land $18,870 Building $314,120 |
| 2023 | $1,895.00 (-0.32%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Additional exemption filed | $324,098 (+15.25%) Land $18,800 Building $305,298 | $324,098 (+15.25%) Land $18,800 Building $305,298 |
| 2022 | $1,901.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $281,211 Land $14,000 Building $267,211 | $281,211 Land $14,000 Building $267,211 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 26 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUGARMILL WOODS S/D public/private · serves 13,935 people · EPA ID FL6091735 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures