21 Grayson Dr, Morehead, KY 40351 Property Records

Rowan County property record for 21 Grayson Dr, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Last Sale	$265,000 (Jan 2025)
Tax Bill	$2,134 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`029-00 00 017.53`

Property Details

APN / Parcel Number

Primary APN	`029-00 00 017.53`
Alternative APNs	`1395` `1446` `1118`

Location & Zoning

Account Number	1118
Street Address	21 GRAYSON DR
City	MOREHEAD
State	KY
Zip	40351-6712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT 53 PHASE 2 LAKES @ HICKORY POINTE
Legal Subdivision	THE LAKES OF HICKORY POINTE
Legal Phase	2
Legal Lot Number	53
Jurisdiction	ROWAN KY
Township / Civil Division	HILDA-TRIPLETT
Census Block Group	2
Census Block	2022
Census Tract	950100

Owner

Source: Rowan County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6816 SOMERBY LN, MOBILE, AL 36695-3484
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF GRAYSON
Jan 24, 2025	Deed, Transfer
Dec 18, 2023	Deed, Transfer
Sep 1, 2021	Deed, Transfer
Feb 8, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2025 · Amount on Record
Deed Sale	Jan 24, 2025 · Amount on Record
Prior Sale	Dec 18, 2023
Deed Document Number	2034594
Deed Book / Page	D294 / 483
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	21 GRAYSON DR, MOREHEAD, KY 40351-6712
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00A432/583
Date	Apr 5, 2021
Book Page	A432/583
Instrument	2008943

Lender

Name	FIRST NATIONAL BANK OF GRAYSON
Type	Bank
Address	MOREHEAD, KY 40351

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Mar 26, 2022

Interest

Rate Type	Adjustable Rate

January 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Jan 24, 2025
Property Address	21 GRAYSON DR, MOREHEAD, KY 40351-6712
Document Number	00D294/483
Book / Page	D294 / 483
Map Reference	CAB 2 SL 244
Instrument Date	Jan 24, 2025
Instrument	2034594
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$265.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	346 N MAYO TRL, PIKEVILLE, KY 41501-1847

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6816 SOMERBY LN, MOBILE, AL 36695-3484

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Dec 18, 2023
Property Address	21 GRAYSON DR, MOREHEAD, KY 40351-6712
Document Number	00D290/235
Book / Page	D290 / 235
Map Reference	CAB 2 SL 244
Instrument Date	Dec 1, 2023
Instrument	2027128
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 N MAYO TRL, PIKEVILLE, KY 41501-1847

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Sep 1, 2021
Property Address	21 GRAYSON DR, MOREHEAD, KY 40351-6712
Document Number	000D281/91
Book / Page	D281 / 91
Map Reference	CAB 2 OPS 244
Instrument Date	Aug 31, 2021
Instrument	2011605
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 MCGLONE HITCH RD, MOREHEAD, KY 40351-9668

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 WOODLAND DR, MOREHEAD, KY 40351-9700

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Feb 8, 2021
Property Address	21 GRAYSON DR, MOREHEAD, KY 40351-6712
Document Number	00D278/532
Book / Page	D278 / 532
Map Reference	CAB 2 SL 244
Instrument Date	Feb 5, 2021
Instrument	2008192
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$20.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1056, MOREHEAD, KY 40351-5056

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	20 MCGIONE HITCH RD, MOREHEAD, KY 40351-9668
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,134.00 (+0.23%)	$255,000 (+2.04%) Land $18,600 Building $236,400	$255,000 (+2.04%) Land $18,600 Building $236,400
2023	$2,129.00	$249,900 Land $18,600 Building $231,300	$249,900 Land $18,600 Building $231,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

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