12 Grayson Dr, Morehead, KY 40351 Property Records

Rowan County property record for 12 Grayson Dr, Morehead, KY 40351 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Tax Bill	$2,134 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`029-00 00 017.49`

Property Details

APN / Parcel Number

Primary APN	`029-00 00 017.49`
Alternative APNs	`5028` `5032` `5312`

Location & Zoning

Account Number	5312
Street Address	12 GRAYSON DR
City	MOREHEAD
State	KY
Zip	40351-6712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT 49 PHASE 2 THE LAKES OF HICKORY POINTE
Legal Subdivision	THE LAKES OF HICKORY POINTE
Legal Phase	2
Legal Lot Number	49
Jurisdiction	ROWAN KY
Township / Civil Division	HILDA-TRIPLETT
Census Block Group	2
Census Block	2022
Census Tract	950100

Owner

Source: Rowan County records · APN 029-00 00 017.49

Assessment roll updated April 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12 GRAYSON DR, MOREHEAD, KY 40351-6712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Deed Document Number	0000283509
Record Updated	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	12 GRAYSON DR, MOREHEAD, KY 40351-6712
Transaction Type	Mortgage
Record Updated	Mar 07, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 MCGLONE HITCH RD, MOREHEAD, KY 40351-9668
Investor	Possibly a Property Investor

Mortgage

Document Number	00A440/455
Date	Sep 29, 2021
Book Page	A440/455
Instrument	2012430

Lender

Name	FIRST NATIONAL BANK OF GRAYSON
Type	Bank
Address	MOREHEAD, KY 40351

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 22, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated April 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,134.00 (-1.75%)	$255,000 (-) Land $18,600 Building $236,400	$255,000 (-) Land $18,600 Building $236,400
2023	$2,172.00	$255,000 Land $18,600 Building $236,400	$255,000 Land $18,600 Building $236,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (21205C), updated April 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 3,448 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.