Rowan County property record for 18 Grayson Dr, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $295,000 (Feb 2025) |
| Tax Bill | $2,469 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Feb 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 029-00 00 017.48 |
| Primary APN | 029-00 00 017.48 |
|---|---|
| Alternative APNs |
|
| Account Number | 3439 |
|---|---|
| Street Address | 18 GRAYSON DR |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-6712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT 48 PHASE 2 THE LAKES AT HICKORY POINTE |
| Legal Subdivision | THE LAKES OF HICKORY POINTE |
| Legal Phase | 2 |
| Legal Lot Number | 48 |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | HILDA-TRIPLETT |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 950100 |
Source: Rowan County records · APN 029-00 00 017.48
Assessment roll updated April 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 67 ROOSEVELT BLVD, MOREHEAD, KY 40351-6188 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 02, 2025 | Deed of Trust, Mortgage · Conventional Mortgage STATEWIDE MORTGAGE LLC |
| Feb 24, 2025 | Warranty Deed, Transfer · Conventional Mortgage STATEWIDE MORTGAGE LLC |
| May 19, 2021 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 24, 2025 · Amount on Record |
| Deed Sale | Feb 24, 2025 · Amount on Record |
| Prior Sale | May 19, 2021 · Amount on Record |
| Deed Document Number | 2035073 |
| Deed Book / Page | D294 / 646 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 18 GRAYSON DR, MOREHEAD, KY 40351-6712 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 18 GRAYSON DR, MOREHEAD, KY 40351-6712 |
| Document Number | 00A485/435 |
|---|---|
| Date | Oct 02, 2025 |
| Book Page | A485/435 |
| Instrument | 2041052 |
| Name | STATEWIDE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | LOUISVILLE, KY 40223 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Feb 24, 2025 |
| Property Address | 18 GRAYSON DR, MOREHEAD, KY 40351-6712 |
| Document Number | 00D294/646 |
| Book / Page | D294 / 646 |
| Map Reference | CAB 2 SL 129 |
| Instrument Date | Jan 31, 2025 |
| Instrument | 2035073 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $295.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1670 JACKSON DR, MOREHEAD, KY 40351-8304 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 67 ROOSEVELT BLVD, MOREHEAD, KY 40351-6188 |
| Document Number | 0002035077 |
|---|---|
| Date | Feb 24, 2025 |
| Instrument | 2035077 |
| Name | STATEWIDE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | May 19, 2021 |
| Property Address | 18 GRAYSON DR, MOREHEAD, KY 40351-6712 |
| Document Number | 00D279/719 |
| Book / Page | D279 / 719 |
| Map Reference | CAB 2 SL 129 |
| Instrument Date | May 18, 2021 |
| Instrument | 2009732 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $17.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1056, MOREHEAD, KY 40351-5056 |
| Name | Verified Name |
|---|---|
| Address | 1670 JACKSON DR, MOREHEAD, KY 40351-8304 |
Source: Rowan County records · Assessment roll updated April 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,469.00 (+1,591.1%) | $295,000 (+1,610.14%) Land $17,250 Building $277,750 | $295,000 (+1,610.14%) Land $17,250 Building $277,750 |
| 2023 | $146.00 | $17,250 Land $17,250 | $17,250 Land $17,250 |
Source: FEMA National Flood Hazard Layer as of April 18, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2010) |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Uniti Group.
Based on FCC filings for 70 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ROWAN WATER INC private · serves 18,765 people |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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