Suffolk County and Winthrop Town City property record for 21 Girdlestone Rd, Winthrop, MA 02152
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,479 sqft · built 1930 |
| Lot Size | 0.081 acres (3,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Mar 2022) |
| Tax Bill | $5,440 (2026) |
| Deeds & Mortgages | Sep 2024 Line of Credit Mar 2022 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | WINT M:053 L:083 |
| Primary APN | WINT M:053 L:083 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,479 sqft Living Area |
| Gross Area | 3,085 sqft |
| Basement Area | 1,029 sqft |
| Unfinished Basement | 1,029 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Bungalow |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,534 sqft (0.081 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 21 GIRDLESTONE RD |
|---|---|
| City | WINTHROP |
| State | MA |
| Zip | 02152-2729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HOUSE WINTROP |
| Legal Lot Number | 83 |
| Jurisdiction | WINTHROP MA |
| Township / Civil Division | WINTHROP TOWN |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 180200 |
21 Girdlestone Rd is owned and occupied by an individual who bought it in March 2022.
Source: Suffolk County and Winthrop Town City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21 GIRDLESTONE RD, WINTHROP, MA 02152-2729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 13, 2024 | Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO |
| Mar 22, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKLAND TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 2022 · Amount on File |
| Deed Sale | Mar 22, 2022 · Amount on File |
| Deed Book / Page | 67353 / 151 |
| Prior Transfer Date | Mar 21, 2022 |
| Prior Transfer Doc | 067353-151 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINTHROP MA |
| Property Address | 21 GIRDLESTONE RD, WINTHROP, MA 02152-2729 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0070595-20 |
|---|---|
| Date | Sep 13, 2024 |
| Book Page | 70595/20 |
| Instrument | 57252 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINTHROP MA |
| Recording Date | Mar 22, 2022 |
| Property Address | 21 GIRDLESTONE RD, WINTHROP, MA 02152-2729 |
| Document Number | 067353-151 |
| Book / Page | 67353 / 151 |
| Instrument Date | Mar 21, 2022 |
| Instrument | 23952 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 GIRDLESTONE RD, WINTHROP, MA 02152-2729 |
| Document Number | 0000023953 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 23953 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 21 Girdlestone Rd was $5,440, up 13.2% from the year before.
Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Suffolk County |
| Municipality | Winthrop Town City |
| Unified School District | Winthrop School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,440.00 (+13.24%) | $488,300 (+4.9%) Land $322,900 Building $165,400 | $617,198 |
| 2025 | $4,804.00 (+1.74%) | $465,500 (+2.71%) Land $307,600 Building $157,900 | |
| 2024 | $4,722.00 (+5.52%) | $453,200 (+8.37%) Land $295,600 Building $157,600 | $525,635 |
| 2023 | $4,475.00 | $418,200 Land $270,600 Building $147,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Girdlestone Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 10 individual policies |
| Nearby Flood Policies | 58 units insured incl. 48 condo units |
| Nearby Flood Claims | 20 (1978–2018) |
| Claims Outside the SFHA | 6 of 20 |
| Most Recent Claim | Jan 2018 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 21 Girdlestone Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Netafy.
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